Georgia · Census, HUD and BEA figures · Updated

Cost of Living in Clarke County, GA

Prices around Clarke County, GA run 6.7% below the U.S. average (BEA, the metro area). The typical household there earns $53,625 a year, and HUD puts a two-bedroom at $1,331 a month. Keeping that rent under 30% of income takes about $53,240 a year.

Clarke County, GA at a glance

Median household income

$53,625$4,469 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,331HUD FY2026 Fair Market Rent
Price level (U.S. = 100)93.3-6.7% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential GA
Population129,609Census ACS 5-year estimate

How much rent can you afford in Clarke County, GA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,331Monthly market rent
Share of gross income29.8%Recommended max: 30%
Annual income needed$53,240To meet the 30% standard
Max affordable rent$1,341At 30% of $53,625
0%30% (Affordability standard)100%
Compare against:

How much is rent in Clarke County, GA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Athens-Clarke County, GA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Clarke County, GA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,159$13,908$46,36025.9%
1-Bedroom Apartment$1,183$14,196$47,32026.5%
2-Bedroom ApartmentBenchmark$1,331$15,972$53,24029.8%
3-Bedroom Home$1,734$20,808$69,36038.8%
4-Bedroom Home$1,831$21,972$73,24041%

Rent in Clarke County, GA, with the wage each unit needs →

What a typical income covers in Clarke County, GA

The 50/30/20 rule applied to the local median of $53,625 a year ($4,469 a month before tax).

Needs (50%)$2,234/moRent ($1,331 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,341/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$894/moEmergency fund, retirement, paying down loans

What $53,625 leaves after Georgia taxes

Federal income tax, Social Security, Medicare and Georgia tax on the local median income. Change the salary to see yours.

$53,625
$20,000$110,000
Filing status:
Gross salary breakdown$53,625
Net 81%
Fed 8%
GA 4%
FICA 8%
Annual take-home$43,340After all taxes
Monthly deposit$3,612Estimated per month
Biweekly paycheck$1,667Every 2 weeks (26/yr)
Effective tax rate19.2%Total tax burden
Federal income tax$4,255 / yr
Georgia state income tax$1,927 / yr
FICA (Social Security & Medicare)$4,102 / yr

Living in Clarke County, GA: common questions

What is the median household income in Clarke County, GA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Clarke County, GA is $53,625 per year (approximately $4,469 per month).

What is the average rent in Clarke County, GA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,159 for a studio, $1,183 for one bedroom, $1,331 for two, $1,734 for three and $1,831 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Clarke County, GA expensive to live in?

Prices there run 6.7% below the U.S. average. BEA's regional price parity for the metro area is 93.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Clarke County, GA?

To keep a $1,331 two-bedroom under 30% of gross income, a household needs about $53,240 a year, or $4,437 a month. That is 99% of what the typical household in Clarke County, GA earns.

How much do you need to live comfortably in Clarke County, GA?

On the local median income of $53,625 ($4,469 a month before tax), the 50/30/20 rule leaves $2,234 a month for needs like rent, utilities and groceries, $1,341 for everything else and $894 for savings or debt. A two-bedroom at $1,331 takes 60% of the needs share.

How much is the electric bill in Clarke County, GA?

Homes in Georgia paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.