Arizona · Census, HUD and BEA figures · Updated

Cost of Living in Cochise County, AZ

Prices around Cochise County, AZ run 10.8% below the U.S. average (BEA, the metro area). The typical household there earns $59,742 a year, and HUD puts a two-bedroom at $1,257 a month. Keeping that rent under 30% of income takes about $50,280 a year.

Cochise County, AZ at a glance

Median household income

$59,742$4,979 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,257HUD FY2026 Fair Market Rent
Price level (U.S. = 100)89.2-10.8% · BEA, the metro area
Electricity15.2¢per kWh · EIA Residential AZ
Population125,566Census ACS 5-year estimate

How much rent can you afford in Cochise County, AZ?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,257Monthly market rent
Share of gross income25.2%Recommended max: 30%
Annual income needed$50,280To meet the 30% standard
Max affordable rent$1,494At 30% of $59,742
0%30% (Affordability standard)100%
Compare against:

How much is rent in Cochise County, AZ? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Sierra Vista-Douglas, AZ MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Cochise County, AZ, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$887$10,644$35,48017.8%
1-Bedroom Apartment$1,111$13,332$44,44022.3%
2-Bedroom ApartmentBenchmark$1,257$15,084$50,28025.2%
3-Bedroom Home$1,748$20,976$69,92035.1%
4-Bedroom Home$2,109$25,308$84,36042.4%

Rent in Cochise County, AZ, with the wage each unit needs →

What a typical income covers in Cochise County, AZ

The 50/30/20 rule applied to the local median of $59,742 a year ($4,979 a month before tax).

Needs (50%)$2,489/moRent ($1,257 2-BR), utilities (~$137/mo), groceries, transit
Wants (30%)$1,494/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$996/moEmergency fund, retirement, paying down loans

What $59,742 leaves after Arizona taxes

Federal income tax, Social Security, Medicare and Arizona tax on the local median income. Change the salary to see yours.

$59,742
$20,000$120,000
Filing status:
Gross salary breakdown$59,742
Net 82%
Fed 8%
AZ 2%
FICA 8%
Annual take-home$49,083After all taxes
Monthly deposit$4,090Estimated per month
Biweekly paycheck$1,888Every 2 weeks (26/yr)
Effective tax rate17.8%Total tax burden
Federal income tax$4,989 / yr
Arizona state income tax$1,100 / yr
FICA (Social Security & Medicare)$4,570 / yr

Living in Cochise County, AZ: common questions

What is the median household income in Cochise County, AZ?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Cochise County, AZ is $59,742 per year (approximately $4,979 per month).

What is the average rent in Cochise County, AZ?

The closest official figure is HUD's Fair Market Rent for 2026: $887 for a studio, $1,111 for one bedroom, $1,257 for two, $1,748 for three and $2,109 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Cochise County, AZ expensive to live in?

Prices there run 10.8% below the U.S. average. BEA's regional price parity for the metro area is 89.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Cochise County, AZ?

To keep a $1,257 two-bedroom under 30% of gross income, a household needs about $50,280 a year, or $4,190 a month. That is 84% of what the typical household in Cochise County, AZ earns.

How much do you need to live comfortably in Cochise County, AZ?

On the local median income of $59,742 ($4,979 a month before tax), the 50/30/20 rule leaves $2,489 a month for needs like rent, utilities and groceries, $1,494 for everything else and $996 for savings or debt. A two-bedroom at $1,257 takes 50% of the needs share.

How much is the electric bill in Cochise County, AZ?

Homes in Arizona paid 15.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $137. Your bill depends mostly on heating and cooling.