Arizona · Census, HUD and BEA figures · Updated

Cost of Living in Coconino County, AZ

Prices around Coconino County, AZ run 0.3% above the U.S. average (BEA, the metro area). The typical household there earns $72,966 a year, and HUD puts a two-bedroom at $1,921 a month. Keeping that rent under 30% of income takes about $76,840 a year.

Coconino County, AZ at a glance

Median household income

$72,966$6,081 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,921HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.3+0.3% · BEA, the metro area
Electricity15.2¢per kWh · EIA Residential AZ
Population144,508Census ACS 5-year estimate

How much rent can you afford in Coconino County, AZ?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,921Monthly market rent
Share of gross income31.6%Recommended max: 30%
Annual income needed$76,840To meet the 30% standard
Max affordable rent$1,824At 30% of $72,966
0%30% (Affordability standard)100%
Compare against:

How much is rent in Coconino County, AZ? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Flagstaff, AZ MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Coconino County, AZ, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,597$19,164$63,88026.3%
1-Bedroom Apartment$1,727$20,724$69,08028.4%
2-Bedroom ApartmentBenchmark$1,921$23,052$76,84031.6%
3-Bedroom Home$2,343$28,116$93,72038.5%
4-Bedroom Home$2,568$30,816$102,72042.2%

Rent in Coconino County, AZ, with the wage each unit needs →

What a typical income covers in Coconino County, AZ

The 50/30/20 rule applied to the local median of $72,966 a year ($6,081 a month before tax).

Needs (50%)$3,040/moRent ($1,921 2-BR), utilities (~$137/mo), groceries, transit
Wants (30%)$1,824/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,216/moEmergency fund, retirement, paying down loans

What $72,966 leaves after Arizona taxes

Federal income tax, Social Security, Medicare and Arizona tax on the local median income. Change the salary to see yours.

$72,966
$25,000$150,000
Filing status:
Gross salary breakdown$72,966
Net 80%
Fed 10%
AZ 2%
FICA 8%
Annual take-home$58,731After all taxes
Monthly deposit$4,894Estimated per month
Biweekly paycheck$2,259Every 2 weeks (26/yr)
Effective tax rate19.5%Total tax burden
Federal income tax$7,223 / yr
Arizona state income tax$1,430 / yr
FICA (Social Security & Medicare)$5,582 / yr

Living in Coconino County, AZ: common questions

What is the median household income in Coconino County, AZ?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Coconino County, AZ is $72,966 per year (approximately $6,081 per month).

What is the average rent in Coconino County, AZ?

The closest official figure is HUD's Fair Market Rent for 2026: $1,597 for a studio, $1,727 for one bedroom, $1,921 for two, $2,343 for three and $2,568 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Coconino County, AZ expensive to live in?

Prices there run 0.3% above the U.S. average. BEA's regional price parity for the metro area is 100.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Coconino County, AZ?

To keep a $1,921 two-bedroom under 30% of gross income, a household needs about $76,840 a year, or $6,403 a month. That is 105% of what the typical household in Coconino County, AZ earns.

How much do you need to live comfortably in Coconino County, AZ?

On the local median income of $72,966 ($6,081 a month before tax), the 50/30/20 rule leaves $3,040 a month for needs like rent, utilities and groceries, $1,824 for everything else and $1,216 for savings or debt. A two-bedroom at $1,921 takes 63% of the needs share.

How much is the electric bill in Coconino County, AZ?

Homes in Arizona paid 15.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $137. Your bill depends mostly on heating and cooling.