South Dakota · Census, HUD and BEA figures · Updated

Cost of Living in Codington County, SD

Prices around Codington County, SD run 11.4% below the U.S. average (BEA, South Dakota). The typical household there earns $72,727 a year, and HUD puts a two-bedroom at $1,083 a month. Keeping that rent under 30% of income takes about $43,320 a year.

Codington County, SD at a glance

Median household income

$72,727$6,061 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,083HUD FY2026 Fair Market Rent
Price level (U.S. = 100)88.6-11.4% · BEA, South Dakota
Electricity15.4¢per kWh · EIA Residential SD
Population28,767Census ACS 5-year estimate

How much rent can you afford in Codington County, SD?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,083Monthly market rent
Share of gross income17.9%Recommended max: 30%
Annual income needed$43,320To meet the 30% standard
Max affordable rent$1,818At 30% of $72,727
0%30% (Affordability standard)100%
Compare against:

How much is rent in Codington County, SD? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Codington County, SD, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Codington County, SD, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$747$8,964$29,88012.3%
1-Bedroom Apartment$825$9,900$33,00013.6%
2-Bedroom ApartmentBenchmark$1,083$12,996$43,32017.9%
3-Bedroom Home$1,319$15,828$52,76021.8%
4-Bedroom Home$1,605$19,260$64,20026.5%

Rent in Codington County, SD, with the wage each unit needs →

What a typical income covers in Codington County, SD

The 50/30/20 rule applied to the local median of $72,727 a year ($6,061 a month before tax).

Needs (50%)$3,030/moRent ($1,083 2-BR), utilities (~$138/mo), groceries, transit
Wants (30%)$1,818/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,212/moEmergency fund, retirement, paying down loans

What $72,727 leaves after South Dakota taxes

Federal income tax, Social Security, Medicare and South Dakota tax on the local median income. Change the salary to see yours.

$72,727
$25,000$150,000
Filing status:
Gross salary breakdown$72,727
Net 82%
Fed 10%
FICA 8%
Annual take-home$59,993After all taxes
Monthly deposit$4,999Estimated per month
Biweekly paycheck$2,307Every 2 weeks (26/yr)
Effective tax rate17.5%Total tax burden
Federal income tax$7,170 / yr
South Dakota state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,564 / yr

Living in Codington County, SD: common questions

What is the median household income in Codington County, SD?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Codington County, SD is $72,727 per year (approximately $6,061 per month).

What is the average rent in Codington County, SD?

The closest official figure is HUD's Fair Market Rent for 2026: $747 for a studio, $825 for one bedroom, $1,083 for two, $1,319 for three and $1,605 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Codington County, SD expensive to live in?

Prices there run 11.4% below the U.S. average. BEA's regional price parity for South Dakota is 88.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Codington County, SD?

To keep a $1,083 two-bedroom under 30% of gross income, a household needs about $43,320 a year, or $3,610 a month. That is 60% of what the typical household in Codington County, SD earns.

How much do you need to live comfortably in Codington County, SD?

On the local median income of $72,727 ($6,061 a month before tax), the 50/30/20 rule leaves $3,030 a month for needs like rent, utilities and groceries, $1,818 for everything else and $1,212 for savings or debt. A two-bedroom at $1,083 takes 36% of the needs share.

How much is the electric bill in Codington County, SD?

Homes in South Dakota paid 15.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $138. Your bill depends mostly on heating and cooling.