Idaho · Census, HUD and BEA figures · Updated

Cost of Living in Coeur d'Alene, ID

Prices around Coeur d'Alene, ID run 1.7% below the U.S. average (BEA, the metro area). The typical household there earns $72,338 a year, and HUD puts a two-bedroom at $1,547 a month. Keeping that rent under 30% of income takes about $61,880 a year.

Coeur d'Alene, ID at a glance

Median household income

$72,338$6,028 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,547HUD FY2026 Fair Market Rent
Price level (U.S. = 100)98.3-1.7% · BEA, the metro area
Electricity14.4¢per kWh · EIA Residential ID
Population56,447Census ACS 5-year estimate

How much rent can you afford in Coeur d'Alene, ID?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,547Monthly market rent
Share of gross income25.7%Recommended max: 30%
Annual income needed$61,880To meet the 30% standard
Max affordable rent$1,808At 30% of $72,338
0%30% (Affordability standard)100%
Compare against:

How much is rent in Coeur d'Alene, ID? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Coeur d'Alene, ID MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Coeur d'Alene, ID, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,103$13,236$44,12018.3%
1-Bedroom Apartment$1,302$15,624$52,08021.6%
2-Bedroom ApartmentBenchmark$1,547$18,564$61,88025.7%
3-Bedroom Home$2,152$25,824$86,08035.7%
4-Bedroom Home$2,595$31,140$103,80043%

Rent in Coeur d'Alene, ID, with the wage each unit needs →

What a typical income covers in Coeur d'Alene, ID

The 50/30/20 rule applied to the local median of $72,338 a year ($6,028 a month before tax).

Needs (50%)$3,014/moRent ($1,547 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,808/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,206/moEmergency fund, retirement, paying down loans

What $72,338 leaves after Idaho taxes

Federal income tax, Social Security, Medicare and Idaho tax on the local median income. Change the salary to see yours.

$72,338
$25,000$145,000
Filing status:
Gross salary breakdown$72,338
Net 79%
Fed 10%
ID 4%
FICA 8%
Annual take-home$56,976After all taxes
Monthly deposit$4,748Estimated per month
Biweekly paycheck$2,191Every 2 weeks (26/yr)
Effective tax rate21.2%Total tax burden
Federal income tax$7,084 / yr
Idaho state income tax$2,744 / yr
FICA (Social Security & Medicare)$5,534 / yr

Living in Coeur d'Alene, ID: common questions

What is the median household income in Coeur d'Alene, ID?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Coeur d'Alene, ID is $72,338 per year (approximately $6,028 per month).

What is the average rent in Coeur d'Alene, ID?

The closest official figure is HUD's Fair Market Rent for 2026: $1,103 for a studio, $1,302 for one bedroom, $1,547 for two, $2,152 for three and $2,595 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Coeur d'Alene, ID expensive to live in?

Prices there run 1.7% below the U.S. average. BEA's regional price parity for the metro area is 98.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Coeur d'Alene, ID?

To keep a $1,547 two-bedroom under 30% of gross income, a household needs about $61,880 a year, or $5,157 a month. That is 86% of what the typical household in Coeur d'Alene, ID earns.

How much do you need to live comfortably in Coeur d'Alene, ID?

On the local median income of $72,338 ($6,028 a month before tax), the 50/30/20 rule leaves $3,014 a month for needs like rent, utilities and groceries, $1,808 for everything else and $1,206 for savings or debt. A two-bedroom at $1,547 takes 51% of the needs share.

How much is the electric bill in Coeur d'Alene, ID?

Homes in Idaho paid 14.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.