Tennessee · Census, HUD and BEA figures · Updated

Cost of Living in Coffee County, TN

Prices around Coffee County, TN run 8.1% below the U.S. average (BEA, Tennessee). The typical household there earns $61,505 a year, and HUD puts a two-bedroom at $959 a month. Keeping that rent under 30% of income takes about $38,360 a year.

Coffee County, TN at a glance

Median household income

$61,505$5,125 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$959HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.9-8.1% · BEA, Tennessee
Electricity14.1¢per kWh · EIA Residential TN
Population59,710Census ACS 5-year estimate

How much rent can you afford in Coffee County, TN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$959Monthly market rent
Share of gross income18.7%Recommended max: 30%
Annual income needed$38,360To meet the 30% standard
Max affordable rent$1,538At 30% of $61,505
0%30% (Affordability standard)100%
Compare against:

How much is rent in Coffee County, TN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Coffee County, TN, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Coffee County, TN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$775$9,300$31,00015.1%
1-Bedroom Apartment$780$9,360$31,20015.2%
2-Bedroom ApartmentBenchmark$959$11,508$38,36018.7%
3-Bedroom Home$1,281$15,372$51,24025%
4-Bedroom Home$1,363$16,356$54,52026.6%

Rent in Coffee County, TN, with the wage each unit needs →

What a typical income covers in Coffee County, TN

The 50/30/20 rule applied to the local median of $61,505 a year ($5,125 a month before tax).

Needs (50%)$2,563/moRent ($959 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$1,538/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,025/moEmergency fund, retirement, paying down loans

What $61,505 leaves after Tennessee taxes

Federal income tax, Social Security, Medicare and Tennessee tax on the local median income. Change the salary to see yours.

$61,505
$20,000$125,000
Filing status:
Gross salary breakdown$61,505
Net 84%
Fed 8%
FICA 8%
Annual take-home$51,599After all taxes
Monthly deposit$4,300Estimated per month
Biweekly paycheck$1,985Every 2 weeks (26/yr)
Effective tax rate16.1%Total tax burden
Federal income tax$5,201 / yr
Tennessee state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,705 / yr

Living in Coffee County, TN: common questions

What is the median household income in Coffee County, TN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Coffee County, TN is $61,505 per year (approximately $5,125 per month).

What is the average rent in Coffee County, TN?

The closest official figure is HUD's Fair Market Rent for 2026: $775 for a studio, $780 for one bedroom, $959 for two, $1,281 for three and $1,363 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Coffee County, TN expensive to live in?

Prices there run 8.1% below the U.S. average. BEA's regional price parity for Tennessee is 91.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Coffee County, TN?

To keep a $959 two-bedroom under 30% of gross income, a household needs about $38,360 a year, or $3,197 a month. That is 62% of what the typical household in Coffee County, TN earns.

How much do you need to live comfortably in Coffee County, TN?

On the local median income of $61,505 ($5,125 a month before tax), the 50/30/20 rule leaves $2,563 a month for needs like rent, utilities and groceries, $1,538 for everything else and $1,025 for savings or debt. A two-bedroom at $959 takes 37% of the needs share.

How much is the electric bill in Coffee County, TN?

Homes in Tennessee paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.