California · Census, HUD and BEA figures · Updated

Cost of Living in Contra Costa County, CA

Prices around Contra Costa County, CA run 15.6% above the U.S. average (BEA, the metro area). The typical household there earns $127,229 a year, and HUD puts a two-bedroom at $2,912 a month. Keeping that rent under 30% of income takes about $116,480 a year.

Contra Costa County, CA at a glance

Median household income

$127,229$10,602 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$2,912HUD FY2026 Fair Market Rent
Price level (U.S. = 100)115.6+15.6% · BEA, the metro area
Electricity34.7¢per kWh · EIA Residential CA
Population1,165,012Census ACS 5-year estimate

How much rent can you afford in Contra Costa County, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,912Monthly market rent
Share of gross income27.5%Recommended max: 30%
Annual income needed$116,480To meet the 30% standard
Max affordable rent$3,181At 30% of $127,229
0%30% (Affordability standard)100%
Compare against:

How much is rent in Contra Costa County, CA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Oakland-Fremont, CA HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Contra Costa County, CA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$2,142$25,704$85,68020.2%
1-Bedroom Apartment$2,385$28,620$95,40022.5%
2-Bedroom ApartmentBenchmark$2,912$34,944$116,48027.5%
3-Bedroom Home$3,724$44,688$148,96035.1%
4-Bedroom Home$4,413$52,956$176,52041.6%

Rent in Contra Costa County, CA, with the wage each unit needs →

What a typical income covers in Contra Costa County, CA

The 50/30/20 rule applied to the local median of $127,229 a year ($10,602 a month before tax).

Needs (50%)$5,301/moRent ($2,912 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$3,181/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$2,120/moEmergency fund, retirement, paying down loans

What $127,229 leaves after California taxes

Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.

$127,229
$50,000$255,000
Filing status:
Gross salary breakdown$127,229
Net 71%
Fed 15%
CA 6%
FICA 8%
Annual take-home$90,640After all taxes
Monthly deposit$7,553Estimated per month
Biweekly paycheck$3,486Every 2 weeks (26/yr)
Effective tax rate28.8%Total tax burden
Federal income tax$19,269 / yr
California state income tax$7,587 / yr
FICA (Social Security & Medicare)$9,733 / yr

Living in Contra Costa County, CA: common questions

What is the median household income in Contra Costa County, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Contra Costa County, CA is $127,229 per year (approximately $10,602 per month).

What is the average rent in Contra Costa County, CA?

The closest official figure is HUD's Fair Market Rent for 2026: $2,142 for a studio, $2,385 for one bedroom, $2,912 for two, $3,724 for three and $4,413 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Contra Costa County, CA expensive to live in?

Prices there run 15.6% above the U.S. average. BEA's regional price parity for the metro area is 115.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Contra Costa County, CA?

To keep a $2,912 two-bedroom under 30% of gross income, a household needs about $116,480 a year, or $9,707 a month. That is 92% of what the typical household in Contra Costa County, CA earns.

How much do you need to live comfortably in Contra Costa County, CA?

On the local median income of $127,229 ($10,602 a month before tax), the 50/30/20 rule leaves $5,301 a month for needs like rent, utilities and groceries, $3,181 for everything else and $2,120 for savings or debt. A two-bedroom at $2,912 takes 55% of the needs share.

How much is the electric bill in Contra Costa County, CA?

Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.