Cooke County, TX at a glance
Median household income
$73,932$6,161 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Cooke County, TX?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Cooke County, TX? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Cooke County, TX, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $955 | $11,460 | $38,200 | 15.5% |
| 1-Bedroom Apartment | $961 | $11,532 | $38,440 | 15.6% |
| 2-Bedroom ApartmentBenchmark | $1,261 | $15,132 | $50,440 | 20.5% |
| 3-Bedroom Home | $1,552 | $18,624 | $62,080 | 25.2% |
| 4-Bedroom Home | $1,719 | $20,628 | $68,760 | 27.9% |
What a typical income covers in Cooke County, TX
The 50/30/20 rule applied to the local median of $73,932 a year ($6,161 a month before tax).
What $73,932 leaves after Texas taxes
Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Texas
Living in Cooke County, TX: common questions
What is the median household income in Cooke County, TX?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Cooke County, TX is $73,932 per year (approximately $6,161 per month).
What is the average rent in Cooke County, TX?
The closest official figure is HUD's Fair Market Rent for 2026: $955 for a studio, $961 for one bedroom, $1,261 for two, $1,552 for three and $1,719 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Cooke County, TX expensive to live in?
Prices there run 2.9% below the U.S. average. BEA's regional price parity for Texas is 97.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Cooke County, TX?
To keep a $1,261 two-bedroom under 30% of gross income, a household needs about $50,440 a year, or $4,203 a month. That is 68% of what the typical household in Cooke County, TX earns.
How much do you need to live comfortably in Cooke County, TX?
On the local median income of $73,932 ($6,161 a month before tax), the 50/30/20 rule leaves $3,081 a month for needs like rent, utilities and groceries, $1,848 for everything else and $1,232 for savings or debt. A two-bedroom at $1,261 takes 41% of the needs share.
How much is the electric bill in Cooke County, TX?
Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.