Colorado · Census, HUD and BEA figures · Updated

Cost of Living in Costilla County, CO

Prices around Costilla County, CO run 3.1% above the U.S. average (BEA, Colorado). The typical household there earns $36,861 a year, and HUD puts a two-bedroom at $973 a month. Keeping that rent under 30% of income takes about $38,920 a year.

Costilla County, CO at a glance

Median household income

$36,861$3,072 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$973HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.1+3.1% · BEA, Colorado
Electricity17.1¢per kWh · EIA Residential CO
Population3,607Census ACS 5-year estimate

How much rent can you afford in Costilla County, CO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$973Monthly market rent
Share of gross income31.7%Recommended max: 30%
Annual income needed$38,920To meet the 30% standard
Max affordable rent$922At 30% of $36,861
0%30% (Affordability standard)100%
Compare against:

How much is rent in Costilla County, CO? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Costilla County, CO, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Costilla County, CO, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$737$8,844$29,48024%
1-Bedroom Apartment$742$8,904$29,68024.2%
2-Bedroom ApartmentBenchmark$973$11,676$38,92031.7%
3-Bedroom Home$1,353$16,236$54,12044%
4-Bedroom Home$1,525$18,300$61,00049.6%

Rent in Costilla County, CO, with the wage each unit needs →

What a typical income covers in Costilla County, CO

The 50/30/20 rule applied to the local median of $36,861 a year ($3,072 a month before tax).

Needs (50%)$1,536/moRent ($973 2-BR), utilities (~$154/mo), groceries, transit
Wants (30%)$922/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$614/moEmergency fund, retirement, paying down loans

What $36,861 leaves after Colorado taxes

Federal income tax, Social Security, Medicare and Colorado tax on the local median income. Change the salary to see yours.

$36,861
$15,000$75,000
Filing status:
Gross salary breakdown$36,861
Net 84%
Fed 6%
CO 2%
FICA 8%
Annual take-home$30,884After all taxes
Monthly deposit$2,574Estimated per month
Biweekly paycheck$1,188Every 2 weeks (26/yr)
Effective tax rate16.2%Total tax burden
Federal income tax$2,243 / yr
Colorado state income tax$913 / yr
FICA (Social Security & Medicare)$2,820 / yr

Living in Costilla County, CO: common questions

What is the median household income in Costilla County, CO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Costilla County, CO is $36,861 per year (approximately $3,072 per month).

What is the average rent in Costilla County, CO?

The closest official figure is HUD's Fair Market Rent for 2026: $737 for a studio, $742 for one bedroom, $973 for two, $1,353 for three and $1,525 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Costilla County, CO expensive to live in?

Prices there run 3.1% above the U.S. average. BEA's regional price parity for Colorado is 103.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Costilla County, CO?

To keep a $973 two-bedroom under 30% of gross income, a household needs about $38,920 a year, or $3,243 a month. That is 106% of what the typical household in Costilla County, CO earns.

How much do you need to live comfortably in Costilla County, CO?

On the local median income of $36,861 ($3,072 a month before tax), the 50/30/20 rule leaves $1,536 a month for needs like rent, utilities and groceries, $922 for everything else and $614 for savings or debt. A two-bedroom at $973 takes 63% of the needs share.

How much is the electric bill in Costilla County, CO?

Homes in Colorado paid 17.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $154. Your bill depends mostly on heating and cooling.