Texas · Census, HUD and BEA figures · Updated

Cost of Living in Crosby County, TX

Prices around Crosby County, TX run 8.7% below the U.S. average (BEA, the metro area). The typical household there earns $52,188 a year, and HUD puts a two-bedroom at $1,175 a month. Keeping that rent under 30% of income takes about $47,000 a year.

Crosby County, TX at a glance

Median household income

$52,188$4,349 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,175HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.3-8.7% · BEA, the metro area
Electricity15.9¢per kWh · EIA Residential TX
Population5,041Census ACS 5-year estimate

How much rent can you afford in Crosby County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,175Monthly market rent
Share of gross income27%Recommended max: 30%
Annual income needed$47,000To meet the 30% standard
Max affordable rent$1,305At 30% of $52,188
0%30% (Affordability standard)100%
Compare against:

How much is rent in Crosby County, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Lubbock, TX HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Crosby County, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$818$9,816$32,72018.8%
1-Bedroom Apartment$990$11,880$39,60022.8%
2-Bedroom ApartmentBenchmark$1,175$14,100$47,00027%
3-Bedroom Home$1,634$19,608$65,36037.6%
4-Bedroom Home$1,940$23,280$77,60044.6%

Rent in Crosby County, TX, with the wage each unit needs →

What a typical income covers in Crosby County, TX

The 50/30/20 rule applied to the local median of $52,188 a year ($4,349 a month before tax).

Needs (50%)$2,175/moRent ($1,175 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,305/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$870/moEmergency fund, retirement, paying down loans

What $52,188 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$52,188
$20,000$105,000
Filing status:
Gross salary breakdown$52,188
Net 85%
Fed 8%
FICA 8%
Annual take-home$44,113After all taxes
Monthly deposit$3,676Estimated per month
Biweekly paycheck$1,697Every 2 weeks (26/yr)
Effective tax rate15.5%Total tax burden
Federal income tax$4,083 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$3,992 / yr

Living in Crosby County, TX: common questions

What is the median household income in Crosby County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Crosby County, TX is $52,188 per year (approximately $4,349 per month).

What is the average rent in Crosby County, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $818 for a studio, $990 for one bedroom, $1,175 for two, $1,634 for three and $1,940 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Crosby County, TX expensive to live in?

Prices there run 8.7% below the U.S. average. BEA's regional price parity for the metro area is 91.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Crosby County, TX?

To keep a $1,175 two-bedroom under 30% of gross income, a household needs about $47,000 a year, or $3,917 a month. That is 90% of what the typical household in Crosby County, TX earns.

How much do you need to live comfortably in Crosby County, TX?

On the local median income of $52,188 ($4,349 a month before tax), the 50/30/20 rule leaves $2,175 a month for needs like rent, utilities and groceries, $1,305 for everything else and $870 for savings or debt. A two-bedroom at $1,175 takes 54% of the needs share.

How much is the electric bill in Crosby County, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.