Oklahoma · Census, HUD and BEA figures · Updated

Cost of Living in Custer County, OK

Prices around Custer County, OK run 12.2% below the U.S. average (BEA, Oklahoma). The typical household there earns $59,738 a year, and HUD puts a two-bedroom at $937 a month. Keeping that rent under 30% of income takes about $37,480 a year.

Custer County, OK at a glance

Median household income

$59,738$4,978 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$937HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.8-12.2% · BEA, Oklahoma
Electricity14.3¢per kWh · EIA Residential OK
Population28,259Census ACS 5-year estimate

How much rent can you afford in Custer County, OK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$937Monthly market rent
Share of gross income18.8%Recommended max: 30%
Annual income needed$37,480To meet the 30% standard
Max affordable rent$1,493At 30% of $59,738
0%30% (Affordability standard)100%
Compare against:

How much is rent in Custer County, OK? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Custer County, OK, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Custer County, OK, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$646$7,752$25,84013%
1-Bedroom Apartment$732$8,784$29,28014.7%
2-Bedroom ApartmentBenchmark$937$11,244$37,48018.8%
3-Bedroom Home$1,303$15,636$52,12026.2%
4-Bedroom Home$1,572$18,864$62,88031.6%

Rent in Custer County, OK, with the wage each unit needs →

What a typical income covers in Custer County, OK

The 50/30/20 rule applied to the local median of $59,738 a year ($4,978 a month before tax).

Needs (50%)$2,489/moRent ($937 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,493/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$996/moEmergency fund, retirement, paying down loans

What $59,738 leaves after Oklahoma taxes

Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.

$59,738
$20,000$120,000
Filing status:
Gross salary breakdown$59,738
Net 80%
Fed 8%
OK 4%
FICA 8%
Annual take-home$48,037After all taxes
Monthly deposit$4,003Estimated per month
Biweekly paycheck$1,848Every 2 weeks (26/yr)
Effective tax rate19.6%Total tax burden
Federal income tax$4,989 / yr
Oklahoma state income tax$2,143 / yr
FICA (Social Security & Medicare)$4,570 / yr

Living in Custer County, OK: common questions

What is the median household income in Custer County, OK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Custer County, OK is $59,738 per year (approximately $4,978 per month).

What is the average rent in Custer County, OK?

The closest official figure is HUD's Fair Market Rent for 2026: $646 for a studio, $732 for one bedroom, $937 for two, $1,303 for three and $1,572 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Custer County, OK expensive to live in?

Prices there run 12.2% below the U.S. average. BEA's regional price parity for Oklahoma is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Custer County, OK?

To keep a $937 two-bedroom under 30% of gross income, a household needs about $37,480 a year, or $3,123 a month. That is 63% of what the typical household in Custer County, OK earns.

How much do you need to live comfortably in Custer County, OK?

On the local median income of $59,738 ($4,978 a month before tax), the 50/30/20 rule leaves $2,489 a month for needs like rent, utilities and groceries, $1,493 for everything else and $996 for savings or debt. A two-bedroom at $937 takes 38% of the needs share.

How much is the electric bill in Custer County, OK?

Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.