Alabama · Census, HUD and BEA figures · Updated

Cost of Living in Daphne, AL

Prices around Daphne, AL run 5.3% below the U.S. average (BEA, the metro area). The typical household there earns $87,250 a year, and HUD puts a two-bedroom at $1,345 a month. Keeping that rent under 30% of income takes about $53,800 a year.

Daphne, AL at a glance

Median household income

$87,250$7,271 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,345HUD FY2026 Fair Market Rent
Price level (U.S. = 100)94.7-5.3% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential AL
Population29,453Census ACS 5-year estimate

How much rent can you afford in Daphne, AL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,345Monthly market rent
Share of gross income18.5%Recommended max: 30%
Annual income needed$53,800To meet the 30% standard
Max affordable rent$2,181At 30% of $87,250
0%30% (Affordability standard)100%
Compare against:

How much is rent in Daphne, AL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Daphne-Fairhope-Foley, AL MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Daphne, AL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,094$13,128$43,76015%
1-Bedroom Apartment$1,200$14,400$48,00016.5%
2-Bedroom ApartmentBenchmark$1,345$16,140$53,80018.5%
3-Bedroom Home$1,692$20,304$67,68023.3%
4-Bedroom Home$2,171$26,052$86,84029.9%

Rent in Daphne, AL, with the wage each unit needs →

What a typical income covers in Daphne, AL

The 50/30/20 rule applied to the local median of $87,250 a year ($7,271 a month before tax).

Needs (50%)$3,635/moRent ($1,345 2-BR), utilities (~$148/mo), groceries, transit
Wants (30%)$2,181/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,454/moEmergency fund, retirement, paying down loans

What $87,250 leaves after Alabama taxes

Federal income tax, Social Security, Medicare and Alabama tax on the local median income. Change the salary to see yours.

$87,250
$30,000$175,000
Filing status:
Gross salary breakdown$87,250
Net 76%
Fed 12%
AL 4%
FICA 8%
Annual take-home$66,606After all taxes
Monthly deposit$5,551Estimated per month
Biweekly paycheck$2,562Every 2 weeks (26/yr)
Effective tax rate23.7%Total tax burden
Federal income tax$10,365 / yr
Alabama state income tax$3,604 / yr
FICA (Social Security & Medicare)$6,675 / yr

Living in Daphne, AL: common questions

What is the median household income in Daphne, AL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Daphne, AL is $87,250 per year (approximately $7,271 per month).

What is the average rent in Daphne, AL?

The closest official figure is HUD's Fair Market Rent for 2026: $1,094 for a studio, $1,200 for one bedroom, $1,345 for two, $1,692 for three and $2,171 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Daphne, AL expensive to live in?

Prices there run 5.3% below the U.S. average. BEA's regional price parity for the metro area is 94.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Daphne, AL?

To keep a $1,345 two-bedroom under 30% of gross income, a household needs about $53,800 a year, or $4,483 a month. That is 62% of what the typical household in Daphne, AL earns.

How much do you need to live comfortably in Daphne, AL?

On the local median income of $87,250 ($7,271 a month before tax), the 50/30/20 rule leaves $3,635 a month for needs like rent, utilities and groceries, $2,181 for everything else and $1,454 for savings or debt. A two-bedroom at $1,345 takes 37% of the needs share.

How much is the electric bill in Daphne, AL?

Homes in Alabama paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $148. Your bill depends mostly on heating and cooling.