Ohio · Census, HUD and BEA figures · Updated

Cost of Living in Defiance County, OH

Prices around Defiance County, OH run 7.2% below the U.S. average (BEA, Ohio). The typical household there earns $73,064 a year, and HUD puts a two-bedroom at $980 a month. Keeping that rent under 30% of income takes about $39,200 a year.

Defiance County, OH at a glance

Median household income

$73,064$6,089 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$980HUD FY2026 Fair Market Rent
Price level (U.S. = 100)92.8-7.2% · BEA, Ohio
Electricity19.2¢per kWh · EIA Residential OH
Population38,343Census ACS 5-year estimate

How much rent can you afford in Defiance County, OH?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$980Monthly market rent
Share of gross income16.1%Recommended max: 30%
Annual income needed$39,200To meet the 30% standard
Max affordable rent$1,827At 30% of $73,064
0%30% (Affordability standard)100%
Compare against:

How much is rent in Defiance County, OH? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Defiance County, OH, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Defiance County, OH, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$754$9,048$30,16012.4%
1-Bedroom Apartment$799$9,588$31,96013.1%
2-Bedroom ApartmentBenchmark$980$11,760$39,20016.1%
3-Bedroom Home$1,239$14,868$49,56020.3%
4-Bedroom Home$1,408$16,896$56,32023.1%

Rent in Defiance County, OH, with the wage each unit needs →

What a typical income covers in Defiance County, OH

The 50/30/20 rule applied to the local median of $73,064 a year ($6,089 a month before tax).

Needs (50%)$3,044/moRent ($980 2-BR), utilities (~$173/mo), groceries, transit
Wants (30%)$1,827/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,218/moEmergency fund, retirement, paying down loans

What $73,064 leaves after Ohio taxes

Federal income tax, Social Security, Medicare and Ohio tax on the local median income. Change the salary to see yours.

$73,064
$25,000$150,000
Filing status:
Gross salary breakdown$73,064
Net 80%
Fed 10%
OH 2%
FICA 8%
Annual take-home$58,665After all taxes
Monthly deposit$4,889Estimated per month
Biweekly paycheck$2,256Every 2 weeks (26/yr)
Effective tax rate19.7%Total tax burden
Federal income tax$7,244 / yr
Ohio state income tax$1,566 / yr
FICA (Social Security & Medicare)$5,589 / yr

Living in Defiance County, OH: common questions

What is the median household income in Defiance County, OH?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Defiance County, OH is $73,064 per year (approximately $6,089 per month).

What is the average rent in Defiance County, OH?

The closest official figure is HUD's Fair Market Rent for 2026: $754 for a studio, $799 for one bedroom, $980 for two, $1,239 for three and $1,408 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Defiance County, OH expensive to live in?

Prices there run 7.2% below the U.S. average. BEA's regional price parity for Ohio is 92.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Defiance County, OH?

To keep a $980 two-bedroom under 30% of gross income, a household needs about $39,200 a year, or $3,267 a month. That is 54% of what the typical household in Defiance County, OH earns.

How much do you need to live comfortably in Defiance County, OH?

On the local median income of $73,064 ($6,089 a month before tax), the 50/30/20 rule leaves $3,044 a month for needs like rent, utilities and groceries, $1,827 for everything else and $1,218 for savings or debt. A two-bedroom at $980 takes 32% of the needs share.

How much is the electric bill in Defiance County, OH?

Homes in Ohio paid 19.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $173. Your bill depends mostly on heating and cooling.