Delaware County, NY at a glance
Median household income
$63,337$5,278 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Delaware County, NY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Delaware County, NY? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Delaware County, NY, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $813 | $9,756 | $32,520 | 15.4% |
| 1-Bedroom Apartment | $884 | $10,608 | $35,360 | 16.7% |
| 2-Bedroom ApartmentBenchmark | $1,033 | $12,396 | $41,320 | 19.6% |
| 3-Bedroom Home | $1,437 | $17,244 | $57,480 | 27.2% |
| 4-Bedroom Home | $1,490 | $17,880 | $59,600 | 28.2% |
Rent in Delaware County, NY, with the wage each unit needs →
What a typical income covers in Delaware County, NY
The 50/30/20 rule applied to the local median of $63,337 a year ($5,278 a month before tax).
What $63,337 leaves after New York taxes
Federal income tax, Social Security, Medicare and New York tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in New York
Living in Delaware County, NY: common questions
What is the median household income in Delaware County, NY?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Delaware County, NY is $63,337 per year (approximately $5,278 per month).
What is the average rent in Delaware County, NY?
The closest official figure is HUD's Fair Market Rent for 2026: $813 for a studio, $884 for one bedroom, $1,033 for two, $1,437 for three and $1,490 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Delaware County, NY expensive to live in?
Prices there run 7.9% above the U.S. average. BEA's regional price parity for New York is 107.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Delaware County, NY?
To keep a $1,033 two-bedroom under 30% of gross income, a household needs about $41,320 a year, or $3,443 a month. That is 65% of what the typical household in Delaware County, NY earns.
How much do you need to live comfortably in Delaware County, NY?
On the local median income of $63,337 ($5,278 a month before tax), the 50/30/20 rule leaves $2,639 a month for needs like rent, utilities and groceries, $1,583 for everything else and $1,056 for savings or debt. A two-bedroom at $1,033 takes 39% of the needs share.
How much is the electric bill in Delaware County, NY?
Homes in New York paid 29.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $265. Your bill depends mostly on heating and cooling.