Oklahoma · Census, HUD and BEA figures · Updated

Cost of Living in Delaware County, OK

Prices around Delaware County, OK run 12.2% below the U.S. average (BEA, Oklahoma). The typical household there earns $56,676 a year, and HUD puts a two-bedroom at $944 a month. Keeping that rent under 30% of income takes about $37,760 a year.

Delaware County, OK at a glance

Median household income

$56,676$4,723 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$944HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.8-12.2% · BEA, Oklahoma
Electricity14.3¢per kWh · EIA Residential OK
Population41,279Census ACS 5-year estimate

How much rent can you afford in Delaware County, OK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$944Monthly market rent
Share of gross income20%Recommended max: 30%
Annual income needed$37,760To meet the 30% standard
Max affordable rent$1,417At 30% of $56,676
0%30% (Affordability standard)100%
Compare against:

How much is rent in Delaware County, OK? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Delaware County, OK, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Delaware County, OK, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$718$8,616$28,72015.2%
1-Bedroom Apartment$722$8,664$28,88015.3%
2-Bedroom ApartmentBenchmark$944$11,328$37,76020%
3-Bedroom Home$1,191$14,292$47,64025.2%
4-Bedroom Home$1,331$15,972$53,24028.2%

Rent in Delaware County, OK, with the wage each unit needs →

What a typical income covers in Delaware County, OK

The 50/30/20 rule applied to the local median of $56,676 a year ($4,723 a month before tax).

Needs (50%)$2,362/moRent ($944 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,417/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$945/moEmergency fund, retirement, paying down loans

What $56,676 leaves after Oklahoma taxes

Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.

$56,676
$20,000$115,000
Filing status:
Gross salary breakdown$56,676
Net 81%
Fed 8%
OK 4%
FICA 8%
Annual take-home$45,714After all taxes
Monthly deposit$3,810Estimated per month
Biweekly paycheck$1,758Every 2 weeks (26/yr)
Effective tax rate19.3%Total tax burden
Federal income tax$4,621 / yr
Oklahoma state income tax$2,005 / yr
FICA (Social Security & Medicare)$4,336 / yr

Living in Delaware County, OK: common questions

What is the median household income in Delaware County, OK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Delaware County, OK is $56,676 per year (approximately $4,723 per month).

What is the average rent in Delaware County, OK?

The closest official figure is HUD's Fair Market Rent for 2026: $718 for a studio, $722 for one bedroom, $944 for two, $1,191 for three and $1,331 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Delaware County, OK expensive to live in?

Prices there run 12.2% below the U.S. average. BEA's regional price parity for Oklahoma is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Delaware County, OK?

To keep a $944 two-bedroom under 30% of gross income, a household needs about $37,760 a year, or $3,147 a month. That is 67% of what the typical household in Delaware County, OK earns.

How much do you need to live comfortably in Delaware County, OK?

On the local median income of $56,676 ($4,723 a month before tax), the 50/30/20 rule leaves $2,362 a month for needs like rent, utilities and groceries, $1,417 for everything else and $945 for savings or debt. A two-bedroom at $944 takes 40% of the needs share.

How much is the electric bill in Delaware County, OK?

Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.