New Mexico · Census, HUD and BEA figures · Updated

Cost of Living in Doña Ana County, NM

Prices around Doña Ana County, NM run 9.8% below the U.S. average (BEA, the metro area). The typical household there earns $56,848 a year, and HUD puts a two-bedroom at $1,042 a month. Keeping that rent under 30% of income takes about $41,680 a year.

Doña Ana County, NM at a glance

Median household income

$56,848$4,737 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,042HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.2-9.8% · BEA, the metro area
Electricity15.1¢per kWh · EIA Residential NM
Population224,266Census ACS 5-year estimate

How much rent can you afford in Doña Ana County, NM?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,042Monthly market rent
Share of gross income22%Recommended max: 30%
Annual income needed$41,680To meet the 30% standard
Max affordable rent$1,421At 30% of $56,848
0%30% (Affordability standard)100%
Compare against:

How much is rent in Doña Ana County, NM? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Las Cruces, NM MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Doña Ana County, NM, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$744$8,928$29,76015.7%
1-Bedroom Apartment$951$11,412$38,04020.1%
2-Bedroom ApartmentBenchmark$1,042$12,504$41,68022%
3-Bedroom Home$1,449$17,388$57,96030.6%
4-Bedroom Home$1,580$18,960$63,20033.4%

Rent in Doña Ana County, NM, with the wage each unit needs →

What a typical income covers in Doña Ana County, NM

The 50/30/20 rule applied to the local median of $56,848 a year ($4,737 a month before tax).

Needs (50%)$2,369/moRent ($1,042 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,421/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$947/moEmergency fund, retirement, paying down loans

What $56,848 leaves after New Mexico taxes

Federal income tax, Social Security, Medicare and New Mexico tax on the local median income. Change the salary to see yours.

$56,848
$20,000$115,000
Filing status:
Gross salary breakdown$56,848
Net 82%
Fed 8%
NM 3%
FICA 8%
Annual take-home$46,335After all taxes
Monthly deposit$3,861Estimated per month
Biweekly paycheck$1,782Every 2 weeks (26/yr)
Effective tax rate18.5%Total tax burden
Federal income tax$4,642 / yr
New Mexico state income tax$1,523 / yr
FICA (Social Security & Medicare)$4,349 / yr

Living in Doña Ana County, NM: common questions

What is the median household income in Doña Ana County, NM?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Doña Ana County, NM is $56,848 per year (approximately $4,737 per month).

What is the average rent in Doña Ana County, NM?

The closest official figure is HUD's Fair Market Rent for 2026: $744 for a studio, $951 for one bedroom, $1,042 for two, $1,449 for three and $1,580 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Doña Ana County, NM expensive to live in?

Prices there run 9.8% below the U.S. average. BEA's regional price parity for the metro area is 90.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Doña Ana County, NM?

To keep a $1,042 two-bedroom under 30% of gross income, a household needs about $41,680 a year, or $3,473 a month. That is 73% of what the typical household in Doña Ana County, NM earns.

How much do you need to live comfortably in Doña Ana County, NM?

On the local median income of $56,848 ($4,737 a month before tax), the 50/30/20 rule leaves $2,369 a month for needs like rent, utilities and groceries, $1,421 for everything else and $947 for savings or debt. A two-bedroom at $1,042 takes 44% of the needs share.

How much is the electric bill in Doña Ana County, NM?

Homes in New Mexico paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.