Delaware · Census, HUD and BEA figures · Updated

Cost of Living in Dover, DE

Prices around Dover, DE run 2.5% below the U.S. average (BEA, the metro area). The typical household there earns $60,199 a year, and HUD puts a two-bedroom at $1,470 a month. Keeping that rent under 30% of income takes about $58,800 a year.

Dover, DE at a glance

Median household income

$60,199$5,017 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,470HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.5-2.5% · BEA, the metro area
Electricity19.3¢per kWh · EIA Residential DE
Population39,837Census ACS 5-year estimate

How much rent can you afford in Dover, DE?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,470Monthly market rent
Share of gross income29.3%Recommended max: 30%
Annual income needed$58,800To meet the 30% standard
Max affordable rent$1,505At 30% of $60,199
0%30% (Affordability standard)100%
Compare against:

How much is rent in Dover, DE? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Dover, DE MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Dover, DE, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,158$13,896$46,32023.1%
1-Bedroom Apartment$1,165$13,980$46,60023.2%
2-Bedroom ApartmentBenchmark$1,470$17,640$58,80029.3%
3-Bedroom Home$2,044$24,528$81,76040.7%
4-Bedroom Home$2,285$27,420$91,40045.5%

Rent in Dover, DE, with the wage each unit needs →

What a typical income covers in Dover, DE

The 50/30/20 rule applied to the local median of $60,199 a year ($5,017 a month before tax).

Needs (50%)$2,508/moRent ($1,470 2-BR), utilities (~$174/mo), groceries, transit
Wants (30%)$1,505/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,003/moEmergency fund, retirement, paying down loans

What $60,199 leaves after Delaware taxes

Federal income tax, Social Security, Medicare and Delaware tax on the local median income. Change the salary to see yours.

$60,199
$20,000$125,000
Filing status:
Gross salary breakdown$60,199
Net 80%
Fed 8%
DE 4%
FICA 8%
Annual take-home$47,886After all taxes
Monthly deposit$3,990Estimated per month
Biweekly paycheck$1,842Every 2 weeks (26/yr)
Effective tax rate20.5%Total tax burden
Federal income tax$5,044 / yr
Delaware state income tax$2,664 / yr
FICA (Social Security & Medicare)$4,605 / yr

Living in Dover, DE: common questions

What is the median household income in Dover, DE?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Dover, DE is $60,199 per year (approximately $5,017 per month).

What is the average rent in Dover, DE?

The closest official figure is HUD's Fair Market Rent for 2026: $1,158 for a studio, $1,165 for one bedroom, $1,470 for two, $2,044 for three and $2,285 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Dover, DE expensive to live in?

Prices there run 2.5% below the U.S. average. BEA's regional price parity for the metro area is 97.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Dover, DE?

To keep a $1,470 two-bedroom under 30% of gross income, a household needs about $58,800 a year, or $4,900 a month. That is 98% of what the typical household in Dover, DE earns.

How much do you need to live comfortably in Dover, DE?

On the local median income of $60,199 ($5,017 a month before tax), the 50/30/20 rule leaves $2,508 a month for needs like rent, utilities and groceries, $1,505 for everything else and $1,003 for savings or debt. A two-bedroom at $1,470 takes 59% of the needs share.

How much is the electric bill in Dover, DE?

Homes in Delaware paid 19.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $174. Your bill depends mostly on heating and cooling.