North Carolina · Census, HUD and BEA figures · Updated

Cost of Living in Durham County, NC

Prices around Durham County, NC run 2.4% below the U.S. average (BEA, the metro area). The typical household there earns $82,316 a year, and HUD puts a two-bedroom at $1,711 a month. Keeping that rent under 30% of income takes about $68,440 a year.

Durham County, NC at a glance

Median household income

$82,316$6,860 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,711HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.6-2.4% · BEA, the metro area
Electricity14.7¢per kWh · EIA Residential NC
Population332,353Census ACS 5-year estimate

How much rent can you afford in Durham County, NC?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,711Monthly market rent
Share of gross income24.9%Recommended max: 30%
Annual income needed$68,440To meet the 30% standard
Max affordable rent$2,058At 30% of $82,316
0%30% (Affordability standard)100%
Compare against:

How much is rent in Durham County, NC? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Durham-Chapel Hill, NC HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Durham County, NC, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,417$17,004$56,68020.7%
1-Bedroom Apartment$1,507$18,084$60,28022%
2-Bedroom ApartmentBenchmark$1,711$20,532$68,44024.9%
3-Bedroom Home$2,117$25,404$84,68030.9%
4-Bedroom Home$2,527$30,324$101,08036.8%

Rent in Durham County, NC, with the wage each unit needs →

What a typical income covers in Durham County, NC

The 50/30/20 rule applied to the local median of $82,316 a year ($6,860 a month before tax).

Needs (50%)$3,430/moRent ($1,711 2-BR), utilities (~$133/mo), groceries, transit
Wants (30%)$2,058/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,372/moEmergency fund, retirement, paying down loans

What $82,316 leaves after North Carolina taxes

Federal income tax, Social Security, Medicare and North Carolina tax on the local median income. Change the salary to see yours.

$82,316
$30,000$165,000
Filing status:
Gross salary breakdown$82,316
Net 78%
Fed 11%
NC 3%
FICA 8%
Annual take-home$63,964After all taxes
Monthly deposit$5,330Estimated per month
Biweekly paycheck$2,460Every 2 weeks (26/yr)
Effective tax rate22.3%Total tax burden
Federal income tax$9,280 / yr
North Carolina state income tax$2,776 / yr
FICA (Social Security & Medicare)$6,297 / yr

Living in Durham County, NC: common questions

What is the median household income in Durham County, NC?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Durham County, NC is $82,316 per year (approximately $6,860 per month).

What is the average rent in Durham County, NC?

The closest official figure is HUD's Fair Market Rent for 2026: $1,417 for a studio, $1,507 for one bedroom, $1,711 for two, $2,117 for three and $2,527 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Durham County, NC expensive to live in?

Prices there run 2.4% below the U.S. average. BEA's regional price parity for the metro area is 97.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Durham County, NC?

To keep a $1,711 two-bedroom under 30% of gross income, a household needs about $68,440 a year, or $5,703 a month. That is 83% of what the typical household in Durham County, NC earns.

How much do you need to live comfortably in Durham County, NC?

On the local median income of $82,316 ($6,860 a month before tax), the 50/30/20 rule leaves $3,430 a month for needs like rent, utilities and groceries, $2,058 for everything else and $1,372 for savings or debt. A two-bedroom at $1,711 takes 50% of the needs share.

How much is the electric bill in Durham County, NC?

Homes in North Carolina paid 14.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $133. Your bill depends mostly on heating and cooling.