Wisconsin · Census, HUD and BEA figures · Updated

Cost of Living in Eau Claire, WI

Prices around Eau Claire, WI run 7.2% below the U.S. average (BEA, the metro area). The typical household there earns $67,395 a year, and HUD puts a two-bedroom at $1,181 a month. Keeping that rent under 30% of income takes about $47,240 a year.

Eau Claire, WI at a glance

Median household income

$67,395$5,616 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,181HUD FY2026 Fair Market Rent
Price level (U.S. = 100)92.8-7.2% · BEA, the metro area
Electricity19.6¢per kWh · EIA Residential WI
Population70,322Census ACS 5-year estimate

How much rent can you afford in Eau Claire, WI?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,181Monthly market rent
Share of gross income21%Recommended max: 30%
Annual income needed$47,240To meet the 30% standard
Max affordable rent$1,685At 30% of $67,395
0%30% (Affordability standard)100%
Compare against:

How much is rent in Eau Claire, WI? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Eau Claire, WI MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Eau Claire, WI, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$932$11,184$37,28016.6%
1-Bedroom Apartment$962$11,544$38,48017.1%
2-Bedroom ApartmentBenchmark$1,181$14,172$47,24021%
3-Bedroom Home$1,582$18,984$63,28028.2%
4-Bedroom Home$1,588$19,056$63,52028.3%

Rent in Eau Claire, WI, with the wage each unit needs →

What a typical income covers in Eau Claire, WI

The 50/30/20 rule applied to the local median of $67,395 a year ($5,616 a month before tax).

Needs (50%)$2,808/moRent ($1,181 2-BR), utilities (~$176/mo), groceries, transit
Wants (30%)$1,685/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,123/moEmergency fund, retirement, paying down loans

What $67,395 leaves after Wisconsin taxes

Federal income tax, Social Security, Medicare and Wisconsin tax on the local median income. Change the salary to see yours.

$67,395
$25,000$135,000
Filing status:
Gross salary breakdown$67,395
Net 80%
Fed 9%
WI 4%
FICA 8%
Annual take-home$53,750After all taxes
Monthly deposit$4,479Estimated per month
Biweekly paycheck$2,067Every 2 weeks (26/yr)
Effective tax rate20.3%Total tax burden
Federal income tax$5,997 / yr
Wisconsin state income tax$2,492 / yr
FICA (Social Security & Medicare)$5,156 / yr

Living in Eau Claire, WI: common questions

What is the median household income in Eau Claire, WI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Eau Claire, WI is $67,395 per year (approximately $5,616 per month).

What is the average rent in Eau Claire, WI?

The closest official figure is HUD's Fair Market Rent for 2026: $932 for a studio, $962 for one bedroom, $1,181 for two, $1,582 for three and $1,588 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Eau Claire, WI expensive to live in?

Prices there run 7.2% below the U.S. average. BEA's regional price parity for the metro area is 92.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Eau Claire, WI?

To keep a $1,181 two-bedroom under 30% of gross income, a household needs about $47,240 a year, or $3,937 a month. That is 70% of what the typical household in Eau Claire, WI earns.

How much do you need to live comfortably in Eau Claire, WI?

On the local median income of $67,395 ($5,616 a month before tax), the 50/30/20 rule leaves $2,808 a month for needs like rent, utilities and groceries, $1,685 for everything else and $1,123 for savings or debt. A two-bedroom at $1,181 takes 42% of the needs share.

How much is the electric bill in Eau Claire, WI?

Homes in Wisconsin paid 19.6¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $176. Your bill depends mostly on heating and cooling.