California · Census, HUD and BEA figures · Updated

Cost of Living in El Dorado County, CA

Prices around El Dorado County, CA run 6.7% above the U.S. average (BEA, the metro area). The typical household there earns $108,845 a year, and HUD puts a two-bedroom at $2,255 a month. Keeping that rent under 30% of income takes about $90,200 a year.

El Dorado County, CA at a glance

Median household income

$108,845$9,070 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$2,255HUD FY2026 Fair Market Rent
Price level (U.S. = 100)106.7+6.7% · BEA, the metro area
Electricity34.7¢per kWh · EIA Residential CA
Population192,662Census ACS 5-year estimate

How much rent can you afford in El Dorado County, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,255Monthly market rent
Share of gross income24.9%Recommended max: 30%
Annual income needed$90,200To meet the 30% standard
Max affordable rent$2,721At 30% of $108,845
0%30% (Affordability standard)100%
Compare against:

How much is rent in El Dorado County, CA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in El Dorado County, CA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,748$20,976$69,92019.3%
1-Bedroom Apartment$1,832$21,984$73,28020.2%
2-Bedroom ApartmentBenchmark$2,255$27,060$90,20024.9%
3-Bedroom Home$3,002$36,024$120,08033.1%
4-Bedroom Home$3,460$41,520$138,40038.1%

Rent in El Dorado County, CA, with the wage each unit needs →

What a typical income covers in El Dorado County, CA

The 50/30/20 rule applied to the local median of $108,845 a year ($9,070 a month before tax).

Needs (50%)$4,535/moRent ($2,255 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$2,721/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,814/moEmergency fund, retirement, paying down loans

What $108,845 leaves after California taxes

Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.

$108,845
$40,000$220,000
Filing status:
Gross salary breakdown$108,845
Net 73%
Fed 14%
CA 5%
FICA 8%
Annual take-home$79,525After all taxes
Monthly deposit$6,627Estimated per month
Biweekly paycheck$3,059Every 2 weeks (26/yr)
Effective tax rate26.9%Total tax burden
Federal income tax$15,116 / yr
California state income tax$5,878 / yr
FICA (Social Security & Medicare)$8,327 / yr

Living in El Dorado County, CA: common questions

What is the median household income in El Dorado County, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in El Dorado County, CA is $108,845 per year (approximately $9,070 per month).

What is the average rent in El Dorado County, CA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,748 for a studio, $1,832 for one bedroom, $2,255 for two, $3,002 for three and $3,460 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is El Dorado County, CA expensive to live in?

Prices there run 6.7% above the U.S. average. BEA's regional price parity for the metro area is 106.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in El Dorado County, CA?

To keep a $2,255 two-bedroom under 30% of gross income, a household needs about $90,200 a year, or $7,517 a month. That is 83% of what the typical household in El Dorado County, CA earns.

How much do you need to live comfortably in El Dorado County, CA?

On the local median income of $108,845 ($9,070 a month before tax), the 50/30/20 rule leaves $4,535 a month for needs like rent, utilities and groceries, $2,721 for everything else and $1,814 for savings or debt. A two-bedroom at $2,255 takes 50% of the needs share.

How much is the electric bill in El Dorado County, CA?

Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.