Alabama · Census, HUD and BEA figures · Updated

Cost of Living in Elmore County, AL

Prices around Elmore County, AL run 10.3% below the U.S. average (BEA, the metro area). The typical household there earns $78,243 a year, and HUD puts a two-bedroom at $1,016 a month. Keeping that rent under 30% of income takes about $40,640 a year.

Elmore County, AL at a glance

Median household income

$78,243$6,520 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,016HUD FY2026 Fair Market Rent
Price level (U.S. = 100)89.7-10.3% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential AL
Population89,526Census ACS 5-year estimate

How much rent can you afford in Elmore County, AL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,016Monthly market rent
Share of gross income15.6%Recommended max: 30%
Annual income needed$40,640To meet the 30% standard
Max affordable rent$1,956At 30% of $78,243
0%30% (Affordability standard)100%
Compare against:

How much is rent in Elmore County, AL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Montgomery, AL MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Elmore County, AL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$860$10,320$34,40013.2%
1-Bedroom Apartment$870$10,440$34,80013.3%
2-Bedroom ApartmentBenchmark$1,016$12,192$40,64015.6%
3-Bedroom Home$1,304$15,648$52,16020%
4-Bedroom Home$1,537$18,444$61,48023.6%

Rent in Elmore County, AL, with the wage each unit needs →

What a typical income covers in Elmore County, AL

The 50/30/20 rule applied to the local median of $78,243 a year ($6,520 a month before tax).

Needs (50%)$3,260/moRent ($1,016 2-BR), utilities (~$148/mo), groceries, transit
Wants (30%)$1,956/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,304/moEmergency fund, retirement, paying down loans

What $78,243 leaves after Alabama taxes

Federal income tax, Social Security, Medicare and Alabama tax on the local median income. Change the salary to see yours.

$78,243
$30,000$160,000
Filing status:
Gross salary breakdown$78,243
Net 77%
Fed 11%
AL 4%
FICA 8%
Annual take-home$60,621After all taxes
Monthly deposit$5,052Estimated per month
Biweekly paycheck$2,332Every 2 weeks (26/yr)
Effective tax rate22.5%Total tax burden
Federal income tax$8,383 / yr
Alabama state income tax$3,253 / yr
FICA (Social Security & Medicare)$5,986 / yr

Living in Elmore County, AL: common questions

What is the median household income in Elmore County, AL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Elmore County, AL is $78,243 per year (approximately $6,520 per month).

What is the average rent in Elmore County, AL?

The closest official figure is HUD's Fair Market Rent for 2026: $860 for a studio, $870 for one bedroom, $1,016 for two, $1,304 for three and $1,537 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Elmore County, AL expensive to live in?

Prices there run 10.3% below the U.S. average. BEA's regional price parity for the metro area is 89.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Elmore County, AL?

To keep a $1,016 two-bedroom under 30% of gross income, a household needs about $40,640 a year, or $3,387 a month. That is 52% of what the typical household in Elmore County, AL earns.

How much do you need to live comfortably in Elmore County, AL?

On the local median income of $78,243 ($6,520 a month before tax), the 50/30/20 rule leaves $3,260 a month for needs like rent, utilities and groceries, $1,956 for everything else and $1,304 for savings or debt. A two-bedroom at $1,016 takes 31% of the needs share.

How much is the electric bill in Elmore County, AL?

Homes in Alabama paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $148. Your bill depends mostly on heating and cooling.