Virginia · Census, HUD and BEA figures · Updated

Cost of Living in Emporia city, VA

Prices around Emporia city, VA run 1.1% above the U.S. average (BEA, Virginia). The typical household there earns $51,899 a year, and HUD puts a two-bedroom at $1,001 a month. Keeping that rent under 30% of income takes about $40,040 a year.

Emporia city, VA at a glance

Median household income

$51,899$4,325 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,001HUD FY2026 Fair Market Rent
Price level (U.S. = 100)101.1+1.1% · BEA, Virginia
Electricity17.2¢per kWh · EIA Residential VA
Population5,547Census ACS 5-year estimate

How much rent can you afford in Emporia city, VA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,001Monthly market rent
Share of gross income23.1%Recommended max: 30%
Annual income needed$40,040To meet the 30% standard
Max affordable rent$1,297At 30% of $51,899
0%30% (Affordability standard)100%
Compare against:

How much is rent in Emporia city, VA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Greensville County-Emporia city, VA HUD Nonmetro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Emporia city, VA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$764$9,168$30,56017.7%
1-Bedroom Apartment$769$9,228$30,76017.8%
2-Bedroom ApartmentBenchmark$1,001$12,012$40,04023.1%
3-Bedroom Home$1,392$16,704$55,68032.2%
4-Bedroom Home$1,679$20,148$67,16038.8%

Rent in Emporia city, VA, with the wage each unit needs →

What a typical income covers in Emporia city, VA

The 50/30/20 rule applied to the local median of $51,899 a year ($4,325 a month before tax).

Needs (50%)$2,162/moRent ($1,001 2-BR), utilities (~$155/mo), groceries, transit
Wants (30%)$1,297/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$865/moEmergency fund, retirement, paying down loans

What $51,899 leaves after Virginia taxes

Federal income tax, Social Security, Medicare and Virginia tax on the local median income. Change the salary to see yours.

$51,899
$20,000$105,000
Filing status:
Gross salary breakdown$51,899
Net 80%
Fed 8%
VA 4%
FICA 8%
Annual take-home$41,711After all taxes
Monthly deposit$3,476Estimated per month
Biweekly paycheck$1,604Every 2 weeks (26/yr)
Effective tax rate19.6%Total tax burden
Federal income tax$4,048 / yr
Virginia state income tax$2,170 / yr
FICA (Social Security & Medicare)$3,970 / yr

Living in Emporia city, VA: common questions

What is the median household income in Emporia city, VA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Emporia city, VA is $51,899 per year (approximately $4,325 per month).

What is the average rent in Emporia city, VA?

The closest official figure is HUD's Fair Market Rent for 2026: $764 for a studio, $769 for one bedroom, $1,001 for two, $1,392 for three and $1,679 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Emporia city, VA expensive to live in?

Prices there run 1.1% above the U.S. average. BEA's regional price parity for Virginia is 101.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Emporia city, VA?

To keep a $1,001 two-bedroom under 30% of gross income, a household needs about $40,040 a year, or $3,337 a month. That is 77% of what the typical household in Emporia city, VA earns.

How much do you need to live comfortably in Emporia city, VA?

On the local median income of $51,899 ($4,325 a month before tax), the 50/30/20 rule leaves $2,162 a month for needs like rent, utilities and groceries, $1,297 for everything else and $865 for savings or debt. A two-bedroom at $1,001 takes 46% of the needs share.

How much is the electric bill in Emporia city, VA?

Homes in Virginia paid 17.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $155. Your bill depends mostly on heating and cooling.