Oklahoma · Census, HUD and BEA figures · Updated

Cost of Living in Enid, OK

Prices around Enid, OK run 15.7% below the U.S. average (BEA, the metro area). The typical household there earns $62,125 a year, and HUD puts a two-bedroom at $1,027 a month. Keeping that rent under 30% of income takes about $41,080 a year.

Enid, OK at a glance

Median household income

$62,125$5,177 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,027HUD FY2026 Fair Market Rent
Price level (U.S. = 100)84.3-15.7% · BEA, the metro area
Electricity14.3¢per kWh · EIA Residential OK
Population50,653Census ACS 5-year estimate

How much rent can you afford in Enid, OK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,027Monthly market rent
Share of gross income19.8%Recommended max: 30%
Annual income needed$41,080To meet the 30% standard
Max affordable rent$1,553At 30% of $62,125
0%30% (Affordability standard)100%
Compare against:

How much is rent in Enid, OK? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Enid, OK MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Enid, OK, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$785$9,420$31,40015.2%
1-Bedroom Apartment$799$9,588$31,96015.4%
2-Bedroom ApartmentBenchmark$1,027$12,324$41,08019.8%
3-Bedroom Home$1,336$16,032$53,44025.8%
4-Bedroom Home$1,360$16,320$54,40026.3%

Rent in Enid, OK, with the wage each unit needs →

What a typical income covers in Enid, OK

The 50/30/20 rule applied to the local median of $62,125 a year ($5,177 a month before tax).

Needs (50%)$2,589/moRent ($1,027 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,553/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,035/moEmergency fund, retirement, paying down loans

What $62,125 leaves after Oklahoma taxes

Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.

$62,125
$20,000$125,000
Filing status:
Gross salary breakdown$62,125
Net 80%
Fed 8%
OK 4%
FICA 8%
Annual take-home$49,847After all taxes
Monthly deposit$4,154Estimated per month
Biweekly paycheck$1,917Every 2 weeks (26/yr)
Effective tax rate19.8%Total tax burden
Federal income tax$5,275 / yr
Oklahoma state income tax$2,250 / yr
FICA (Social Security & Medicare)$4,753 / yr

Living in Enid, OK: common questions

What is the median household income in Enid, OK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Enid, OK is $62,125 per year (approximately $5,177 per month).

What is the average rent in Enid, OK?

The closest official figure is HUD's Fair Market Rent for 2026: $785 for a studio, $799 for one bedroom, $1,027 for two, $1,336 for three and $1,360 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Enid, OK expensive to live in?

Prices there run 15.7% below the U.S. average. BEA's regional price parity for the metro area is 84.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Enid, OK?

To keep a $1,027 two-bedroom under 30% of gross income, a household needs about $41,080 a year, or $3,423 a month. That is 66% of what the typical household in Enid, OK earns.

How much do you need to live comfortably in Enid, OK?

On the local median income of $62,125 ($5,177 a month before tax), the 50/30/20 rule leaves $2,589 a month for needs like rent, utilities and groceries, $1,553 for everything else and $1,035 for savings or debt. A two-bedroom at $1,027 takes 40% of the needs share.

How much is the electric bill in Enid, OK?

Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.