Pennsylvania · Census, HUD and BEA figures · Updated

Cost of Living in Erie County, PA

Prices around Erie County, PA run 9% below the U.S. average (BEA, the metro area). The typical household there earns $63,354 a year, and HUD puts a two-bedroom at $1,212 a month. Keeping that rent under 30% of income takes about $48,480 a year.

Erie County, PA at a glance

Median household income

$63,354$5,280 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,212HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.0-9% · BEA, the metro area
Electricity21.7¢per kWh · EIA Residential PA
Population269,052Census ACS 5-year estimate

How much rent can you afford in Erie County, PA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,212Monthly market rent
Share of gross income23%Recommended max: 30%
Annual income needed$48,480To meet the 30% standard
Max affordable rent$1,584At 30% of $63,354
0%30% (Affordability standard)100%
Compare against:

How much is rent in Erie County, PA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Erie, PA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Erie County, PA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$836$10,032$33,44015.8%
1-Bedroom Apartment$945$11,340$37,80017.9%
2-Bedroom ApartmentBenchmark$1,212$14,544$48,48023%
3-Bedroom Home$1,499$17,988$59,96028.4%
4-Bedroom Home$1,683$20,196$67,32031.9%

Rent in Erie County, PA, with the wage each unit needs →

What a typical income covers in Erie County, PA

The 50/30/20 rule applied to the local median of $63,354 a year ($5,280 a month before tax).

Needs (50%)$2,640/moRent ($1,212 2-BR), utilities (~$196/mo), groceries, transit
Wants (30%)$1,584/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,056/moEmergency fund, retirement, paying down loans

What $63,354 leaves after Pennsylvania taxes

Federal income tax, Social Security, Medicare and Pennsylvania tax on the local median income. Change the salary to see yours.

$63,354
$25,000$130,000
Filing status:
Gross salary breakdown$63,354
Net 81%
Fed 9%
PA 3%
FICA 8%
Annual take-home$51,140After all taxes
Monthly deposit$4,262Estimated per month
Biweekly paycheck$1,967Every 2 weeks (26/yr)
Effective tax rate19.3%Total tax burden
Federal income tax$5,422 / yr
Pennsylvania state income tax$1,945 / yr
FICA (Social Security & Medicare)$4,847 / yr

Living in Erie County, PA: common questions

What is the median household income in Erie County, PA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Erie County, PA is $63,354 per year (approximately $5,280 per month).

What is the average rent in Erie County, PA?

The closest official figure is HUD's Fair Market Rent for 2026: $836 for a studio, $945 for one bedroom, $1,212 for two, $1,499 for three and $1,683 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Erie County, PA expensive to live in?

Prices there run 9% below the U.S. average. BEA's regional price parity for the metro area is 91.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Erie County, PA?

To keep a $1,212 two-bedroom under 30% of gross income, a household needs about $48,480 a year, or $4,040 a month. That is 77% of what the typical household in Erie County, PA earns.

How much do you need to live comfortably in Erie County, PA?

On the local median income of $63,354 ($5,280 a month before tax), the 50/30/20 rule leaves $2,640 a month for needs like rent, utilities and groceries, $1,584 for everything else and $1,056 for savings or debt. A two-bedroom at $1,212 takes 46% of the needs share.

How much is the electric bill in Erie County, PA?

Homes in Pennsylvania paid 21.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $196. Your bill depends mostly on heating and cooling.