Florida · Census, HUD and BEA figures · Updated

Cost of Living in Escambia County, FL

Prices around Escambia County, FL run 2.3% below the U.S. average (BEA, the metro area). The typical household there earns $67,500 a year, and HUD puts a two-bedroom at $1,471 a month. Keeping that rent under 30% of income takes about $58,840 a year.

Escambia County, FL at a glance

Median household income

$67,500$5,625 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,471HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.7-2.3% · BEA, the metro area
Electricity15.1¢per kWh · EIA Residential FL
Population325,923Census ACS 5-year estimate

How much rent can you afford in Escambia County, FL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,471Monthly market rent
Share of gross income26.2%Recommended max: 30%
Annual income needed$58,840To meet the 30% standard
Max affordable rent$1,688At 30% of $67,500
0%30% (Affordability standard)100%
Compare against:

How much is rent in Escambia County, FL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Pensacola-Ferry Pass-Brent, FL MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Escambia County, FL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,112$13,344$44,48019.8%
1-Bedroom Apartment$1,257$15,084$50,28022.3%
2-Bedroom ApartmentBenchmark$1,471$17,652$58,84026.2%
3-Bedroom Home$1,952$23,424$78,08034.7%
4-Bedroom Home$2,380$28,560$95,20042.3%

Rent in Escambia County, FL, with the wage each unit needs →

What a typical income covers in Escambia County, FL

The 50/30/20 rule applied to the local median of $67,500 a year ($5,625 a month before tax).

Needs (50%)$2,813/moRent ($1,471 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,688/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,125/moEmergency fund, retirement, paying down loans

What $67,500 leaves after Florida taxes

Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.

$67,500
$25,000$135,000
Filing status:
Gross salary breakdown$67,500
Net 83%
Fed 9%
FICA 8%
Annual take-home$56,316After all taxes
Monthly deposit$4,693Estimated per month
Biweekly paycheck$2,166Every 2 weeks (26/yr)
Effective tax rate16.6%Total tax burden
Federal income tax$6,020 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,164 / yr

Living in Escambia County, FL: common questions

What is the median household income in Escambia County, FL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Escambia County, FL is $67,500 per year (approximately $5,625 per month).

What is the average rent in Escambia County, FL?

The closest official figure is HUD's Fair Market Rent for 2026: $1,112 for a studio, $1,257 for one bedroom, $1,471 for two, $1,952 for three and $2,380 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Escambia County, FL expensive to live in?

Prices there run 2.3% below the U.S. average. BEA's regional price parity for the metro area is 97.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Escambia County, FL?

To keep a $1,471 two-bedroom under 30% of gross income, a household needs about $58,840 a year, or $4,903 a month. That is 87% of what the typical household in Escambia County, FL earns.

How much do you need to live comfortably in Escambia County, FL?

On the local median income of $67,500 ($5,625 a month before tax), the 50/30/20 rule leaves $2,813 a month for needs like rent, utilities and groceries, $1,688 for everything else and $1,125 for savings or debt. A two-bedroom at $1,471 takes 52% of the needs share.

How much is the electric bill in Escambia County, FL?

Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.