Alabama · Census, HUD and BEA figures · Updated

Cost of Living in Etowah County, AL

Prices around Etowah County, AL run 14.3% below the U.S. average (BEA, the metro area). The typical household there earns $54,563 a year, and HUD puts a two-bedroom at $927 a month. Keeping that rent under 30% of income takes about $37,080 a year.

Etowah County, AL at a glance

Median household income

$54,563$4,547 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$927HUD FY2026 Fair Market Rent
Price level (U.S. = 100)85.7-14.3% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential AL
Population103,105Census ACS 5-year estimate

How much rent can you afford in Etowah County, AL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$927Monthly market rent
Share of gross income20.4%Recommended max: 30%
Annual income needed$37,080To meet the 30% standard
Max affordable rent$1,364At 30% of $54,563
0%30% (Affordability standard)100%
Compare against:

How much is rent in Etowah County, AL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Gadsden, AL MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Etowah County, AL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$639$7,668$25,56014.1%
1-Bedroom Apartment$792$9,504$31,68017.4%
2-Bedroom ApartmentBenchmark$927$11,124$37,08020.4%
3-Bedroom Home$1,124$13,488$44,96024.7%
4-Bedroom Home$1,304$15,648$52,16028.7%

Rent in Etowah County, AL, with the wage each unit needs →

What a typical income covers in Etowah County, AL

The 50/30/20 rule applied to the local median of $54,563 a year ($4,547 a month before tax).

Needs (50%)$2,273/moRent ($927 2-BR), utilities (~$148/mo), groceries, transit
Wants (30%)$1,364/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$909/moEmergency fund, retirement, paying down loans

What $54,563 leaves after Alabama taxes

Federal income tax, Social Security, Medicare and Alabama tax on the local median income. Change the salary to see yours.

$54,563
$20,000$110,000
Filing status:
Gross salary breakdown$54,563
Net 80%
Fed 8%
AL 4%
FICA 8%
Annual take-home$43,752After all taxes
Monthly deposit$3,646Estimated per month
Biweekly paycheck$1,683Every 2 weeks (26/yr)
Effective tax rate19.8%Total tax burden
Federal income tax$4,368 / yr
Alabama state income tax$2,270 / yr
FICA (Social Security & Medicare)$4,174 / yr

Living in Etowah County, AL: common questions

What is the median household income in Etowah County, AL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Etowah County, AL is $54,563 per year (approximately $4,547 per month).

What is the average rent in Etowah County, AL?

The closest official figure is HUD's Fair Market Rent for 2026: $639 for a studio, $792 for one bedroom, $927 for two, $1,124 for three and $1,304 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Etowah County, AL expensive to live in?

Prices there run 14.3% below the U.S. average. BEA's regional price parity for the metro area is 85.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Etowah County, AL?

To keep a $927 two-bedroom under 30% of gross income, a household needs about $37,080 a year, or $3,090 a month. That is 68% of what the typical household in Etowah County, AL earns.

How much do you need to live comfortably in Etowah County, AL?

On the local median income of $54,563 ($4,547 a month before tax), the 50/30/20 rule leaves $2,273 a month for needs like rent, utilities and groceries, $1,364 for everything else and $909 for savings or debt. A two-bedroom at $927 takes 41% of the needs share.

How much is the electric bill in Etowah County, AL?

Homes in Alabama paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $148. Your bill depends mostly on heating and cooling.