Ferry Pass, FL at a glance
Median household income
$61,689$5,141 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Ferry Pass, FL?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Ferry Pass, FL? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Pensacola-Ferry Pass-Brent, FL MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,112 | $13,344 | $44,480 | 21.6% |
| 1-Bedroom Apartment | $1,257 | $15,084 | $50,280 | 24.5% |
| 2-Bedroom ApartmentBenchmark | $1,471 | $17,652 | $58,840 | 28.6% |
| 3-Bedroom Home | $1,952 | $23,424 | $78,080 | 38% |
| 4-Bedroom Home | $2,380 | $28,560 | $95,200 | 46.3% |
What a typical income covers in Ferry Pass, FL
The 50/30/20 rule applied to the local median of $61,689 a year ($5,141 a month before tax).
What $61,689 leaves after Florida taxes
Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Florida
Living in Ferry Pass, FL: common questions
What is the median household income in Ferry Pass, FL?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ferry Pass, FL is $61,689 per year (approximately $5,141 per month).
What is the average rent in Ferry Pass, FL?
The closest official figure is HUD's Fair Market Rent for 2026: $1,112 for a studio, $1,257 for one bedroom, $1,471 for two, $1,952 for three and $2,380 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Ferry Pass, FL expensive to live in?
Prices there run 2.3% below the U.S. average. BEA's regional price parity for the metro area is 97.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Ferry Pass, FL?
To keep a $1,471 two-bedroom under 30% of gross income, a household needs about $58,840 a year, or $4,903 a month. That is 95% of what the typical household in Ferry Pass, FL earns.
How much do you need to live comfortably in Ferry Pass, FL?
On the local median income of $61,689 ($5,141 a month before tax), the 50/30/20 rule leaves $2,570 a month for needs like rent, utilities and groceries, $1,542 for everything else and $1,028 for savings or debt. A two-bedroom at $1,471 takes 57% of the needs share.
How much is the electric bill in Ferry Pass, FL?
Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.