Mississippi · Census, HUD and BEA figures · Updated

Cost of Living in Forrest County, MS

Prices around Forrest County, MS run 12.4% below the U.S. average (BEA, the metro area). The typical household there earns $53,640 a year, and HUD puts a two-bedroom at $1,047 a month. Keeping that rent under 30% of income takes about $41,880 a year.

Forrest County, MS at a glance

Median household income

$53,640$4,470 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,047HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.6-12.4% · BEA, the metro area
Electricity14.9¢per kWh · EIA Residential MS
Population78,272Census ACS 5-year estimate

How much rent can you afford in Forrest County, MS?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,047Monthly market rent
Share of gross income23.4%Recommended max: 30%
Annual income needed$41,880To meet the 30% standard
Max affordable rent$1,341At 30% of $53,640
0%30% (Affordability standard)100%
Compare against:

How much is rent in Forrest County, MS? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Hattiesburg, MS MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Forrest County, MS, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$766$9,192$30,64017.1%
1-Bedroom Apartment$888$10,656$35,52019.9%
2-Bedroom ApartmentBenchmark$1,047$12,564$41,88023.4%
3-Bedroom Home$1,348$16,176$53,92030.2%
4-Bedroom Home$1,386$16,632$55,44031%

Rent in Forrest County, MS, with the wage each unit needs →

What a typical income covers in Forrest County, MS

The 50/30/20 rule applied to the local median of $53,640 a year ($4,470 a month before tax).

Needs (50%)$2,235/moRent ($1,047 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$1,341/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$894/moEmergency fund, retirement, paying down loans

What $53,640 leaves after Mississippi taxes

Federal income tax, Social Security, Medicare and Mississippi tax on the local median income. Change the salary to see yours.

$53,640
$20,000$110,000
Filing status:
Gross salary breakdown$53,640
Net 82%
Fed 8%
MS 3%
FICA 8%
Annual take-home$43,866After all taxes
Monthly deposit$3,656Estimated per month
Biweekly paycheck$1,687Every 2 weeks (26/yr)
Effective tax rate18.2%Total tax burden
Federal income tax$4,257 / yr
Mississippi state income tax$1,414 / yr
FICA (Social Security & Medicare)$4,103 / yr

Living in Forrest County, MS: common questions

What is the median household income in Forrest County, MS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Forrest County, MS is $53,640 per year (approximately $4,470 per month).

What is the average rent in Forrest County, MS?

The closest official figure is HUD's Fair Market Rent for 2026: $766 for a studio, $888 for one bedroom, $1,047 for two, $1,348 for three and $1,386 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Forrest County, MS expensive to live in?

Prices there run 12.4% below the U.S. average. BEA's regional price parity for the metro area is 87.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Forrest County, MS?

To keep a $1,047 two-bedroom under 30% of gross income, a household needs about $41,880 a year, or $3,490 a month. That is 78% of what the typical household in Forrest County, MS earns.

How much do you need to live comfortably in Forrest County, MS?

On the local median income of $53,640 ($4,470 a month before tax), the 50/30/20 rule leaves $2,235 a month for needs like rent, utilities and groceries, $1,341 for everything else and $894 for savings or debt. A two-bedroom at $1,047 takes 47% of the needs share.

How much is the electric bill in Forrest County, MS?

Homes in Mississippi paid 14.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $134. Your bill depends mostly on heating and cooling.