Florida · Census, HUD and BEA figures · Updated

Cost of Living in Gadsden County, FL

Prices around Gadsden County, FL run 6.1% below the U.S. average (BEA, the metro area). The typical household there earns $48,801 a year, and HUD puts a two-bedroom at $1,352 a month. Keeping that rent under 30% of income takes about $54,080 a year.

Gadsden County, FL at a glance

Median household income

$48,801$4,067 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,352HUD FY2026 Fair Market Rent
Price level (U.S. = 100)93.9-6.1% · BEA, the metro area
Electricity15.1¢per kWh · EIA Residential FL
Population43,710Census ACS 5-year estimate

How much rent can you afford in Gadsden County, FL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,352Monthly market rent
Share of gross income33.2%Recommended max: 30%
Annual income needed$54,080To meet the 30% standard
Max affordable rent$1,220At 30% of $48,801
0%30% (Affordability standard)100%
Compare against:

How much is rent in Gadsden County, FL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Tallahassee, FL HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Gadsden County, FL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,097$13,164$43,88027%
1-Bedroom Apartment$1,204$14,448$48,16029.6%
2-Bedroom ApartmentBenchmark$1,352$16,224$54,08033.2%
3-Bedroom Home$1,674$20,088$66,96041.2%
4-Bedroom Home$1,790$21,480$71,60044%

Rent in Gadsden County, FL, with the wage each unit needs →

What a typical income covers in Gadsden County, FL

The 50/30/20 rule applied to the local median of $48,801 a year ($4,067 a month before tax).

Needs (50%)$2,033/moRent ($1,352 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,220/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$813/moEmergency fund, retirement, paying down loans

What $48,801 leaves after Florida taxes

Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.

$48,801
$15,000$100,000
Filing status:
Gross salary breakdown$48,801
Net 85%
Fed 8%
FICA 8%
Annual take-home$41,392After all taxes
Monthly deposit$3,449Estimated per month
Biweekly paycheck$1,592Every 2 weeks (26/yr)
Effective tax rate15.2%Total tax burden
Federal income tax$3,676 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$3,733 / yr

Living in Gadsden County, FL: common questions

What is the median household income in Gadsden County, FL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Gadsden County, FL is $48,801 per year (approximately $4,067 per month).

What is the average rent in Gadsden County, FL?

The closest official figure is HUD's Fair Market Rent for 2026: $1,097 for a studio, $1,204 for one bedroom, $1,352 for two, $1,674 for three and $1,790 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Gadsden County, FL expensive to live in?

Prices there run 6.1% below the U.S. average. BEA's regional price parity for the metro area is 93.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Gadsden County, FL?

To keep a $1,352 two-bedroom under 30% of gross income, a household needs about $54,080 a year, or $4,507 a month. That is 111% of what the typical household in Gadsden County, FL earns.

How much do you need to live comfortably in Gadsden County, FL?

On the local median income of $48,801 ($4,067 a month before tax), the 50/30/20 rule leaves $2,033 a month for needs like rent, utilities and groceries, $1,220 for everything else and $813 for savings or debt. A two-bedroom at $1,352 takes 66% of the needs share.

How much is the electric bill in Gadsden County, FL?

Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.