Washington · Census, HUD and BEA figures · Updated

Cost of Living in Garfield County, WA

Prices around Garfield County, WA run 7% above the U.S. average (BEA, Washington). The typical household there earns $64,884 a year, and HUD puts a two-bedroom at $1,047 a month. Keeping that rent under 30% of income takes about $41,880 a year.

Garfield County, WA at a glance

Median household income

$64,884$5,407 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,047HUD FY2026 Fair Market Rent
Price level (U.S. = 100)107.0+7% · BEA, Washington
Electricity14.9¢per kWh · EIA Residential WA
Population2,353Census ACS 5-year estimate

How much rent can you afford in Garfield County, WA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,047Monthly market rent
Share of gross income19.4%Recommended max: 30%
Annual income needed$41,880To meet the 30% standard
Max affordable rent$1,622At 30% of $64,884
0%30% (Affordability standard)100%
Compare against:

How much is rent in Garfield County, WA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Garfield County, WA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Garfield County, WA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$735$8,820$29,40013.6%
1-Bedroom Apartment$798$9,576$31,92014.8%
2-Bedroom ApartmentBenchmark$1,047$12,564$41,88019.4%
3-Bedroom Home$1,456$17,472$58,24026.9%
4-Bedroom Home$1,756$21,072$70,24032.5%

Rent in Garfield County, WA, with the wage each unit needs →

What a typical income covers in Garfield County, WA

The 50/30/20 rule applied to the local median of $64,884 a year ($5,407 a month before tax).

Needs (50%)$2,704/moRent ($1,047 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$1,622/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,081/moEmergency fund, retirement, paying down loans

What $64,884 leaves after Washington taxes

Federal income tax, Social Security, Medicare and Washington tax on the local median income. Change the salary to see yours.

$64,884
$25,000$130,000
Filing status:
Gross salary breakdown$64,884
Net 84%
Fed 9%
FICA 8%
Annual take-home$54,314After all taxes
Monthly deposit$4,526Estimated per month
Biweekly paycheck$2,089Every 2 weeks (26/yr)
Effective tax rate16.3%Total tax burden
Federal income tax$5,606 / yr
Washington state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,964 / yr

Living in Garfield County, WA: common questions

What is the median household income in Garfield County, WA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Garfield County, WA is $64,884 per year (approximately $5,407 per month).

What is the average rent in Garfield County, WA?

The closest official figure is HUD's Fair Market Rent for 2026: $735 for a studio, $798 for one bedroom, $1,047 for two, $1,456 for three and $1,756 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Garfield County, WA expensive to live in?

Prices there run 7% above the U.S. average. BEA's regional price parity for Washington is 107.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Garfield County, WA?

To keep a $1,047 two-bedroom under 30% of gross income, a household needs about $41,880 a year, or $3,490 a month. That is 65% of what the typical household in Garfield County, WA earns.

How much do you need to live comfortably in Garfield County, WA?

On the local median income of $64,884 ($5,407 a month before tax), the 50/30/20 rule leaves $2,704 a month for needs like rent, utilities and groceries, $1,622 for everything else and $1,081 for savings or debt. A two-bedroom at $1,047 takes 39% of the needs share.

How much is the electric bill in Garfield County, WA?

Homes in Washington paid 14.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $134. Your bill depends mostly on heating and cooling.