Garland County, AR at a glance
Median household income
$57,181$4,765 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Garland County, AR?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Garland County, AR? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Hot Springs, AR MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $829 | $9,948 | $33,160 | 17.4% |
| 1-Bedroom Apartment | $834 | $10,008 | $33,360 | 17.5% |
| 2-Bedroom ApartmentBenchmark | $1,090 | $13,080 | $43,600 | 22.9% |
| 3-Bedroom Home | $1,393 | $16,716 | $55,720 | 29.2% |
| 4-Bedroom Home | $1,670 | $20,040 | $66,800 | 35% |
What a typical income covers in Garland County, AR
The 50/30/20 rule applied to the local median of $57,181 a year ($4,765 a month before tax).
What $57,181 leaves after Arkansas taxes
Federal income tax, Social Security, Medicare and Arkansas tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Arkansas
Living in Garland County, AR: common questions
What is the median household income in Garland County, AR?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Garland County, AR is $57,181 per year (approximately $4,765 per month).
What is the average rent in Garland County, AR?
The closest official figure is HUD's Fair Market Rent for 2026: $829 for a studio, $834 for one bedroom, $1,090 for two, $1,393 for three and $1,670 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Garland County, AR expensive to live in?
Prices there run 14.3% below the U.S. average. BEA's regional price parity for the metro area is 85.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Garland County, AR?
To keep a $1,090 two-bedroom under 30% of gross income, a household needs about $43,600 a year, or $3,633 a month. That is 76% of what the typical household in Garland County, AR earns.
How much do you need to live comfortably in Garland County, AR?
On the local median income of $57,181 ($4,765 a month before tax), the 50/30/20 rule leaves $2,383 a month for needs like rent, utilities and groceries, $1,430 for everything else and $953 for savings or debt. A two-bedroom at $1,090 takes 46% of the needs share.
How much is the electric bill in Garland County, AR?
Homes in Arkansas paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.