Gem County, ID at a glance
Median household income
$64,605$5,384 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Gem County, ID?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Gem County, ID? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Gem County, ID HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $834 | $10,008 | $33,360 | 15.5% |
| 1-Bedroom Apartment | $908 | $10,896 | $36,320 | 16.9% |
| 2-Bedroom ApartmentBenchmark | $1,190 | $14,280 | $47,600 | 22.1% |
| 3-Bedroom Home | $1,601 | $19,212 | $64,040 | 29.7% |
| 4-Bedroom Home | $1,882 | $22,584 | $75,280 | 35% |
What a typical income covers in Gem County, ID
The 50/30/20 rule applied to the local median of $64,605 a year ($5,384 a month before tax).
What $64,605 leaves after Idaho taxes
Federal income tax, Social Security, Medicare and Idaho tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Idaho
Living in Gem County, ID: common questions
What is the median household income in Gem County, ID?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Gem County, ID is $64,605 per year (approximately $5,384 per month).
What is the average rent in Gem County, ID?
The closest official figure is HUD's Fair Market Rent for 2026: $834 for a studio, $908 for one bedroom, $1,190 for two, $1,601 for three and $1,882 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Gem County, ID expensive to live in?
Prices there run 1.6% below the U.S. average. BEA's regional price parity for the metro area is 98.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Gem County, ID?
To keep a $1,190 two-bedroom under 30% of gross income, a household needs about $47,600 a year, or $3,967 a month. That is 74% of what the typical household in Gem County, ID earns.
How much do you need to live comfortably in Gem County, ID?
On the local median income of $64,605 ($5,384 a month before tax), the 50/30/20 rule leaves $2,692 a month for needs like rent, utilities and groceries, $1,615 for everything else and $1,077 for savings or debt. A two-bedroom at $1,190 takes 44% of the needs share.
How much is the electric bill in Gem County, ID?
Homes in Idaho paid 14.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.