New York · Census, HUD and BEA figures · Updated

Cost of Living in Genesee County, NY

Prices around Genesee County, NY run 7.9% above the U.S. average (BEA, New York). The typical household there earns $73,314 a year, and HUD puts a two-bedroom at $1,168 a month. Keeping that rent under 30% of income takes about $46,720 a year.

Genesee County, NY at a glance

Median household income

$73,314$6,110 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,168HUD FY2026 Fair Market Rent
Price level (U.S. = 100)107.9+7.9% · BEA, New York
Electricity29.5¢per kWh · EIA Residential NY
Population57,787Census ACS 5-year estimate

How much rent can you afford in Genesee County, NY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,168Monthly market rent
Share of gross income19.1%Recommended max: 30%
Annual income needed$46,720To meet the 30% standard
Max affordable rent$1,833At 30% of $73,314
0%30% (Affordability standard)100%
Compare against:

How much is rent in Genesee County, NY? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Genesee County, NY, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Genesee County, NY, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$805$9,660$32,20013.2%
1-Bedroom Apartment$953$11,436$38,12015.6%
2-Bedroom ApartmentBenchmark$1,168$14,016$46,72019.1%
3-Bedroom Home$1,400$16,800$56,00022.9%
4-Bedroom Home$1,546$18,552$61,84025.3%

Rent in Genesee County, NY, with the wage each unit needs →

What a typical income covers in Genesee County, NY

The 50/30/20 rule applied to the local median of $73,314 a year ($6,110 a month before tax).

Needs (50%)$3,055/moRent ($1,168 2-BR), utilities (~$265/mo), groceries, transit
Wants (30%)$1,833/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,222/moEmergency fund, retirement, paying down loans

What $73,314 leaves after New York taxes

Federal income tax, Social Security, Medicare and New York tax on the local median income. Change the salary to see yours.

$73,314
$25,000$150,000
Filing status:
Gross salary breakdown$73,314
Net 78%
Fed 10%
NY 5%
FICA 8%
Annual take-home$57,044After all taxes
Monthly deposit$4,754Estimated per month
Biweekly paycheck$2,194Every 2 weeks (26/yr)
Effective tax rate22.2%Total tax burden
Federal income tax$7,299 / yr
New York state income tax$3,362 / yr
FICA (Social Security & Medicare)$5,609 / yr

Living in Genesee County, NY: common questions

What is the median household income in Genesee County, NY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Genesee County, NY is $73,314 per year (approximately $6,110 per month).

What is the average rent in Genesee County, NY?

The closest official figure is HUD's Fair Market Rent for 2026: $805 for a studio, $953 for one bedroom, $1,168 for two, $1,400 for three and $1,546 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Genesee County, NY expensive to live in?

Prices there run 7.9% above the U.S. average. BEA's regional price parity for New York is 107.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Genesee County, NY?

To keep a $1,168 two-bedroom under 30% of gross income, a household needs about $46,720 a year, or $3,893 a month. That is 64% of what the typical household in Genesee County, NY earns.

How much do you need to live comfortably in Genesee County, NY?

On the local median income of $73,314 ($6,110 a month before tax), the 50/30/20 rule leaves $3,055 a month for needs like rent, utilities and groceries, $1,833 for everything else and $1,222 for savings or debt. A two-bedroom at $1,168 takes 38% of the needs share.

How much is the electric bill in Genesee County, NY?

Homes in New York paid 29.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $265. Your bill depends mostly on heating and cooling.