Pennsylvania · Census, HUD and BEA figures · Updated

Cost of Living in Gettysburg, PA

Prices around Gettysburg, PA run 4.6% below the U.S. average (BEA, the metro area). The typical household there earns $54,365 a year, and HUD puts a two-bedroom at $1,374 a month. Keeping that rent under 30% of income takes about $54,960 a year.

Gettysburg, PA at a glance

Median household income

$54,365$4,530 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,374HUD FY2026 Fair Market Rent
Price level (U.S. = 100)95.4-4.6% · BEA, the metro area
Electricity21.7¢per kWh · EIA Residential PA
Population8,254Census ACS 5-year estimate

How much rent can you afford in Gettysburg, PA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,374Monthly market rent
Share of gross income30.3%Recommended max: 30%
Annual income needed$54,960To meet the 30% standard
Max affordable rent$1,359At 30% of $54,365
0%30% (Affordability standard)100%
Compare against:

How much is rent in Gettysburg, PA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Gettysburg, PA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Gettysburg, PA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,006$12,072$40,24022.2%
1-Bedroom Apartment$1,099$13,188$43,96024.3%
2-Bedroom ApartmentBenchmark$1,374$16,488$54,96030.3%
3-Bedroom Home$1,834$22,008$73,36040.5%
4-Bedroom Home$1,939$23,268$77,56042.8%

Rent in Gettysburg, PA, with the wage each unit needs →

What a typical income covers in Gettysburg, PA

The 50/30/20 rule applied to the local median of $54,365 a year ($4,530 a month before tax).

Needs (50%)$2,265/moRent ($1,374 2-BR), utilities (~$196/mo), groceries, transit
Wants (30%)$1,359/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$906/moEmergency fund, retirement, paying down loans

What $54,365 leaves after Pennsylvania taxes

Federal income tax, Social Security, Medicare and Pennsylvania tax on the local median income. Change the salary to see yours.

$54,365
$20,000$110,000
Filing status:
Gross salary breakdown$54,365
Net 81%
Fed 8%
PA 3%
FICA 8%
Annual take-home$44,193After all taxes
Monthly deposit$3,683Estimated per month
Biweekly paycheck$1,700Every 2 weeks (26/yr)
Effective tax rate18.7%Total tax burden
Federal income tax$4,344 / yr
Pennsylvania state income tax$1,669 / yr
FICA (Social Security & Medicare)$4,159 / yr

Living in Gettysburg, PA: common questions

What is the median household income in Gettysburg, PA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Gettysburg, PA is $54,365 per year (approximately $4,530 per month).

What is the average rent in Gettysburg, PA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,006 for a studio, $1,099 for one bedroom, $1,374 for two, $1,834 for three and $1,939 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Gettysburg, PA expensive to live in?

Prices there run 4.6% below the U.S. average. BEA's regional price parity for the metro area is 95.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Gettysburg, PA?

To keep a $1,374 two-bedroom under 30% of gross income, a household needs about $54,960 a year, or $4,580 a month. That is 101% of what the typical household in Gettysburg, PA earns.

How much do you need to live comfortably in Gettysburg, PA?

On the local median income of $54,365 ($4,530 a month before tax), the 50/30/20 rule leaves $2,265 a month for needs like rent, utilities and groceries, $1,359 for everything else and $906 for savings or debt. A two-bedroom at $1,374 takes 61% of the needs share.

How much is the electric bill in Gettysburg, PA?

Homes in Pennsylvania paid 21.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $196. Your bill depends mostly on heating and cooling.