Indiana · Census, HUD and BEA figures · Updated

Cost of Living in Gibson County, IN

Prices around Gibson County, IN run 6.7% below the U.S. average (BEA, Indiana). The typical household there earns $67,573 a year, and HUD puts a two-bedroom at $1,001 a month. Keeping that rent under 30% of income takes about $40,040 a year.

Gibson County, IN at a glance

Median household income

$67,573$5,631 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,001HUD FY2026 Fair Market Rent
Price level (U.S. = 100)93.3-6.7% · BEA, Indiana
Electricity17.5¢per kWh · EIA Residential IN
Population33,000Census ACS 5-year estimate

How much rent can you afford in Gibson County, IN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,001Monthly market rent
Share of gross income17.8%Recommended max: 30%
Annual income needed$40,040To meet the 30% standard
Max affordable rent$1,689At 30% of $67,573
0%30% (Affordability standard)100%
Compare against:

How much is rent in Gibson County, IN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Gibson County, IN, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Gibson County, IN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$766$9,192$30,64013.6%
1-Bedroom Apartment$771$9,252$30,84013.7%
2-Bedroom ApartmentBenchmark$1,001$12,012$40,04017.8%
3-Bedroom Home$1,262$15,144$50,48022.4%
4-Bedroom Home$1,361$16,332$54,44024.2%

Rent in Gibson County, IN, with the wage each unit needs →

What a typical income covers in Gibson County, IN

The 50/30/20 rule applied to the local median of $67,573 a year ($5,631 a month before tax).

Needs (50%)$2,816/moRent ($1,001 2-BR), utilities (~$158/mo), groceries, transit
Wants (30%)$1,689/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,126/moEmergency fund, retirement, paying down loans

What $67,573 leaves after Indiana taxes

Federal income tax, Social Security, Medicare and Indiana tax on the local median income. Change the salary to see yours.

$67,573
$25,000$140,000
Filing status:
Gross salary breakdown$67,573
Net 81%
Fed 9%
IN 3%
FICA 8%
Annual take-home$54,404After all taxes
Monthly deposit$4,534Estimated per month
Biweekly paycheck$2,092Every 2 weeks (26/yr)
Effective tax rate19.5%Total tax burden
Federal income tax$6,036 / yr
Indiana state income tax$1,964 / yr
FICA (Social Security & Medicare)$5,169 / yr

Living in Gibson County, IN: common questions

What is the median household income in Gibson County, IN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Gibson County, IN is $67,573 per year (approximately $5,631 per month).

What is the average rent in Gibson County, IN?

The closest official figure is HUD's Fair Market Rent for 2026: $766 for a studio, $771 for one bedroom, $1,001 for two, $1,262 for three and $1,361 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Gibson County, IN expensive to live in?

Prices there run 6.7% below the U.S. average. BEA's regional price parity for Indiana is 93.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Gibson County, IN?

To keep a $1,001 two-bedroom under 30% of gross income, a household needs about $40,040 a year, or $3,337 a month. That is 59% of what the typical household in Gibson County, IN earns.

How much do you need to live comfortably in Gibson County, IN?

On the local median income of $67,573 ($5,631 a month before tax), the 50/30/20 rule leaves $2,816 a month for needs like rent, utilities and groceries, $1,689 for everything else and $1,126 for savings or debt. A two-bedroom at $1,001 takes 36% of the needs share.

How much is the electric bill in Gibson County, IN?

Homes in Indiana paid 17.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $158. Your bill depends mostly on heating and cooling.