Gibson County, TN at a glance
Median household income
$62,755$5,230 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Gibson County, TN?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Gibson County, TN? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Gibson County, TN HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $645 | $7,740 | $25,800 | 12.3% |
| 1-Bedroom Apartment | $706 | $8,472 | $28,240 | 13.5% |
| 2-Bedroom ApartmentBenchmark | $927 | $11,124 | $37,080 | 17.7% |
| 3-Bedroom Home | $1,289 | $15,468 | $51,560 | 24.6% |
| 4-Bedroom Home | $1,555 | $18,660 | $62,200 | 29.7% |
What a typical income covers in Gibson County, TN
The 50/30/20 rule applied to the local median of $62,755 a year ($5,230 a month before tax).
What $62,755 leaves after Tennessee taxes
Federal income tax, Social Security, Medicare and Tennessee tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Tennessee
Living in Gibson County, TN: common questions
What is the median household income in Gibson County, TN?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Gibson County, TN is $62,755 per year (approximately $5,230 per month).
What is the average rent in Gibson County, TN?
The closest official figure is HUD's Fair Market Rent for 2026: $645 for a studio, $706 for one bedroom, $927 for two, $1,289 for three and $1,555 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Gibson County, TN expensive to live in?
Prices there run 14.5% below the U.S. average. BEA's regional price parity for the metro area is 85.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Gibson County, TN?
To keep a $927 two-bedroom under 30% of gross income, a household needs about $37,080 a year, or $3,090 a month. That is 59% of what the typical household in Gibson County, TN earns.
How much do you need to live comfortably in Gibson County, TN?
On the local median income of $62,755 ($5,230 a month before tax), the 50/30/20 rule leaves $2,615 a month for needs like rent, utilities and groceries, $1,569 for everything else and $1,046 for savings or debt. A two-bedroom at $927 takes 35% of the needs share.
How much is the electric bill in Gibson County, TN?
Homes in Tennessee paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.