Florida · Census, HUD and BEA figures · Updated

Cost of Living in Gilchrist County, FL

Prices around Gilchrist County, FL run 3.3% below the U.S. average (BEA, the metro area). The typical household there earns $63,523 a year, and HUD puts a two-bedroom at $1,493 a month. Keeping that rent under 30% of income takes about $59,720 a year.

Gilchrist County, FL at a glance

Median household income

$63,523$5,294 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,493HUD FY2026 Fair Market Rent
Price level (U.S. = 100)96.7-3.3% · BEA, the metro area
Electricity15.1¢per kWh · EIA Residential FL
Population19,040Census ACS 5-year estimate

How much rent can you afford in Gilchrist County, FL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,493Monthly market rent
Share of gross income28.2%Recommended max: 30%
Annual income needed$59,720To meet the 30% standard
Max affordable rent$1,588At 30% of $63,523
0%30% (Affordability standard)100%
Compare against:

How much is rent in Gilchrist County, FL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Gainesville, FL HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Gilchrist County, FL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,154$13,848$46,16021.8%
1-Bedroom Apartment$1,246$14,952$49,84023.5%
2-Bedroom ApartmentBenchmark$1,493$17,916$59,72028.2%
3-Bedroom Home$1,868$22,416$74,72035.3%
4-Bedroom Home$1,977$23,724$79,08037.3%

Rent in Gilchrist County, FL, with the wage each unit needs →

What a typical income covers in Gilchrist County, FL

The 50/30/20 rule applied to the local median of $63,523 a year ($5,294 a month before tax).

Needs (50%)$2,647/moRent ($1,493 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,588/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,059/moEmergency fund, retirement, paying down loans

What $63,523 leaves after Florida taxes

Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.

$63,523
$25,000$130,000
Filing status:
Gross salary breakdown$63,523
Net 84%
Fed 9%
FICA 8%
Annual take-home$53,221After all taxes
Monthly deposit$4,435Estimated per month
Biweekly paycheck$2,047Every 2 weeks (26/yr)
Effective tax rate16.2%Total tax burden
Federal income tax$5,443 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,860 / yr

Living in Gilchrist County, FL: common questions

What is the median household income in Gilchrist County, FL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Gilchrist County, FL is $63,523 per year (approximately $5,294 per month).

What is the average rent in Gilchrist County, FL?

The closest official figure is HUD's Fair Market Rent for 2026: $1,154 for a studio, $1,246 for one bedroom, $1,493 for two, $1,868 for three and $1,977 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Gilchrist County, FL expensive to live in?

Prices there run 3.3% below the U.S. average. BEA's regional price parity for the metro area is 96.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Gilchrist County, FL?

To keep a $1,493 two-bedroom under 30% of gross income, a household needs about $59,720 a year, or $4,977 a month. That is 94% of what the typical household in Gilchrist County, FL earns.

How much do you need to live comfortably in Gilchrist County, FL?

On the local median income of $63,523 ($5,294 a month before tax), the 50/30/20 rule leaves $2,647 a month for needs like rent, utilities and groceries, $1,588 for everything else and $1,059 for savings or debt. A two-bedroom at $1,493 takes 56% of the needs share.

How much is the electric bill in Gilchrist County, FL?

Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.