Tennessee · Census, HUD and BEA figures · Updated

Cost of Living in Giles County, TN

Prices around Giles County, TN run 8.1% below the U.S. average (BEA, Tennessee). The typical household there earns $62,307 a year, and HUD puts a two-bedroom at $1,001 a month. Keeping that rent under 30% of income takes about $40,040 a year.

Giles County, TN at a glance

Median household income

$62,307$5,192 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,001HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.9-8.1% · BEA, Tennessee
Electricity14.1¢per kWh · EIA Residential TN
Population30,620Census ACS 5-year estimate

How much rent can you afford in Giles County, TN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,001Monthly market rent
Share of gross income19.3%Recommended max: 30%
Annual income needed$40,040To meet the 30% standard
Max affordable rent$1,558At 30% of $62,307
0%30% (Affordability standard)100%
Compare against:

How much is rent in Giles County, TN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Giles County, TN, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Giles County, TN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$758$9,096$30,32014.6%
1-Bedroom Apartment$763$9,156$30,52014.7%
2-Bedroom ApartmentBenchmark$1,001$12,012$40,04019.3%
3-Bedroom Home$1,200$14,400$48,00023.1%
4-Bedroom Home$1,395$16,740$55,80026.9%

Rent in Giles County, TN, with the wage each unit needs →

What a typical income covers in Giles County, TN

The 50/30/20 rule applied to the local median of $62,307 a year ($5,192 a month before tax).

Needs (50%)$2,596/moRent ($1,001 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$1,558/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,038/moEmergency fund, retirement, paying down loans

What $62,307 leaves after Tennessee taxes

Federal income tax, Social Security, Medicare and Tennessee tax on the local median income. Change the salary to see yours.

$62,307
$20,000$125,000
Filing status:
Gross salary breakdown$62,307
Net 84%
Fed 9%
FICA 8%
Annual take-home$52,244After all taxes
Monthly deposit$4,354Estimated per month
Biweekly paycheck$2,009Every 2 weeks (26/yr)
Effective tax rate16.2%Total tax burden
Federal income tax$5,297 / yr
Tennessee state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,766 / yr

Living in Giles County, TN: common questions

What is the median household income in Giles County, TN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Giles County, TN is $62,307 per year (approximately $5,192 per month).

What is the average rent in Giles County, TN?

The closest official figure is HUD's Fair Market Rent for 2026: $758 for a studio, $763 for one bedroom, $1,001 for two, $1,200 for three and $1,395 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Giles County, TN expensive to live in?

Prices there run 8.1% below the U.S. average. BEA's regional price parity for Tennessee is 91.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Giles County, TN?

To keep a $1,001 two-bedroom under 30% of gross income, a household needs about $40,040 a year, or $3,337 a month. That is 64% of what the typical household in Giles County, TN earns.

How much do you need to live comfortably in Giles County, TN?

On the local median income of $62,307 ($5,192 a month before tax), the 50/30/20 rule leaves $2,596 a month for needs like rent, utilities and groceries, $1,558 for everything else and $1,038 for savings or debt. A two-bedroom at $1,001 takes 39% of the needs share.

How much is the electric bill in Giles County, TN?

Homes in Tennessee paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.