Georgia · Census, HUD and BEA figures · Updated

Cost of Living in Gilmer County, GA

Prices around Gilmer County, GA run 3.7% below the U.S. average (BEA, Georgia). The typical household there earns $74,499 a year, and HUD puts a two-bedroom at $1,036 a month. Keeping that rent under 30% of income takes about $41,440 a year.

Gilmer County, GA at a glance

Median household income

$74,499$6,208 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,036HUD FY2026 Fair Market Rent
Price level (U.S. = 100)96.3-3.7% · BEA, Georgia
Electricity16.4¢per kWh · EIA Residential GA
Population32,426Census ACS 5-year estimate

How much rent can you afford in Gilmer County, GA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,036Monthly market rent
Share of gross income16.7%Recommended max: 30%
Annual income needed$41,440To meet the 30% standard
Max affordable rent$1,862At 30% of $74,499
0%30% (Affordability standard)100%
Compare against:

How much is rent in Gilmer County, GA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Gilmer County, GA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Gilmer County, GA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$714$8,568$28,56011.5%
1-Bedroom Apartment$830$9,960$33,20013.4%
2-Bedroom ApartmentBenchmark$1,036$12,432$41,44016.7%
3-Bedroom Home$1,357$16,284$54,28021.9%
4-Bedroom Home$1,738$20,856$69,52028%

Rent in Gilmer County, GA, with the wage each unit needs →

What a typical income covers in Gilmer County, GA

The 50/30/20 rule applied to the local median of $74,499 a year ($6,208 a month before tax).

Needs (50%)$3,104/moRent ($1,036 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,862/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,242/moEmergency fund, retirement, paying down loans

What $74,499 leaves after Georgia taxes

Federal income tax, Social Security, Medicare and Georgia tax on the local median income. Change the salary to see yours.

$74,499
$25,000$150,000
Filing status:
Gross salary breakdown$74,499
Net 78%
Fed 10%
GA 4%
FICA 8%
Annual take-home$58,271After all taxes
Monthly deposit$4,856Estimated per month
Biweekly paycheck$2,241Every 2 weeks (26/yr)
Effective tax rate21.8%Total tax burden
Federal income tax$7,560 / yr
Georgia state income tax$2,969 / yr
FICA (Social Security & Medicare)$5,699 / yr

Living in Gilmer County, GA: common questions

What is the median household income in Gilmer County, GA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Gilmer County, GA is $74,499 per year (approximately $6,208 per month).

What is the average rent in Gilmer County, GA?

The closest official figure is HUD's Fair Market Rent for 2026: $714 for a studio, $830 for one bedroom, $1,036 for two, $1,357 for three and $1,738 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Gilmer County, GA expensive to live in?

Prices there run 3.7% below the U.S. average. BEA's regional price parity for Georgia is 96.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Gilmer County, GA?

To keep a $1,036 two-bedroom under 30% of gross income, a household needs about $41,440 a year, or $3,453 a month. That is 56% of what the typical household in Gilmer County, GA earns.

How much do you need to live comfortably in Gilmer County, GA?

On the local median income of $74,499 ($6,208 a month before tax), the 50/30/20 rule leaves $3,104 a month for needs like rent, utilities and groceries, $1,862 for everything else and $1,242 for savings or debt. A two-bedroom at $1,036 takes 33% of the needs share.

How much is the electric bill in Gilmer County, GA?

Homes in Georgia paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.