Arizona · Census, HUD and BEA figures · Updated

Cost of Living in Graham County, AZ

Prices around Graham County, AZ run 0.7% above the U.S. average (BEA, Arizona). The typical household there earns $67,325 a year, and HUD puts a two-bedroom at $1,244 a month. Keeping that rent under 30% of income takes about $49,760 a year.

Graham County, AZ at a glance

Median household income

$67,325$5,610 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,244HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.7+0.7% · BEA, Arizona
Electricity15.2¢per kWh · EIA Residential AZ
Population39,232Census ACS 5-year estimate

How much rent can you afford in Graham County, AZ?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,244Monthly market rent
Share of gross income22.2%Recommended max: 30%
Annual income needed$49,760To meet the 30% standard
Max affordable rent$1,683At 30% of $67,325
0%30% (Affordability standard)100%
Compare against:

How much is rent in Graham County, AZ? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Graham County, AZ, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Graham County, AZ, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$887$10,644$35,48015.8%
1-Bedroom Apartment$991$11,892$39,64017.7%
2-Bedroom ApartmentBenchmark$1,244$14,928$49,76022.2%
3-Bedroom Home$1,669$20,028$66,76029.7%
4-Bedroom Home$2,087$25,044$83,48037.2%

Rent in Graham County, AZ, with the wage each unit needs →

What a typical income covers in Graham County, AZ

The 50/30/20 rule applied to the local median of $67,325 a year ($5,610 a month before tax).

Needs (50%)$2,805/moRent ($1,244 2-BR), utilities (~$137/mo), groceries, transit
Wants (30%)$1,683/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,122/moEmergency fund, retirement, paying down loans

What $67,325 leaves after Arizona taxes

Federal income tax, Social Security, Medicare and Arizona tax on the local median income. Change the salary to see yours.

$67,325
$25,000$135,000
Filing status:
Gross salary breakdown$67,325
Net 82%
Fed 9%
AZ 2%
FICA 8%
Annual take-home$54,904After all taxes
Monthly deposit$4,575Estimated per month
Biweekly paycheck$2,112Every 2 weeks (26/yr)
Effective tax rate18.5%Total tax burden
Federal income tax$5,982 / yr
Arizona state income tax$1,289 / yr
FICA (Social Security & Medicare)$5,150 / yr

Living in Graham County, AZ: common questions

What is the median household income in Graham County, AZ?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Graham County, AZ is $67,325 per year (approximately $5,610 per month).

What is the average rent in Graham County, AZ?

The closest official figure is HUD's Fair Market Rent for 2026: $887 for a studio, $991 for one bedroom, $1,244 for two, $1,669 for three and $2,087 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Graham County, AZ expensive to live in?

Prices there run 0.7% above the U.S. average. BEA's regional price parity for Arizona is 100.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Graham County, AZ?

To keep a $1,244 two-bedroom under 30% of gross income, a household needs about $49,760 a year, or $4,147 a month. That is 74% of what the typical household in Graham County, AZ earns.

How much do you need to live comfortably in Graham County, AZ?

On the local median income of $67,325 ($5,610 a month before tax), the 50/30/20 rule leaves $2,805 a month for needs like rent, utilities and groceries, $1,683 for everything else and $1,122 for savings or debt. A two-bedroom at $1,244 takes 44% of the needs share.

How much is the electric bill in Graham County, AZ?

Homes in Arizona paid 15.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $137. Your bill depends mostly on heating and cooling.