Grainger County, TN at a glance
Median household income
$50,538$4,212 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Grainger County, TN?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Grainger County, TN? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Grainger County, TN HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $712 | $8,544 | $28,480 | 16.9% |
| 1-Bedroom Apartment | $717 | $8,604 | $28,680 | 17% |
| 2-Bedroom ApartmentBenchmark | $941 | $11,292 | $37,640 | 22.3% |
| 3-Bedroom Home | $1,241 | $14,892 | $49,640 | 29.5% |
| 4-Bedroom Home | $1,246 | $14,952 | $49,840 | 29.6% |
Rent in Grainger County, TN, with the wage each unit needs →
What a typical income covers in Grainger County, TN
The 50/30/20 rule applied to the local median of $50,538 a year ($4,212 a month before tax).
What $50,538 leaves after Tennessee taxes
Federal income tax, Social Security, Medicare and Tennessee tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Tennessee
Living in Grainger County, TN: common questions
What is the median household income in Grainger County, TN?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Grainger County, TN is $50,538 per year (approximately $4,212 per month).
What is the average rent in Grainger County, TN?
The closest official figure is HUD's Fair Market Rent for 2026: $712 for a studio, $717 for one bedroom, $941 for two, $1,241 for three and $1,246 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Grainger County, TN expensive to live in?
Prices there run 7.4% below the U.S. average. BEA's regional price parity for the metro area is 92.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Grainger County, TN?
To keep a $941 two-bedroom under 30% of gross income, a household needs about $37,640 a year, or $3,137 a month. That is 74% of what the typical household in Grainger County, TN earns.
How much do you need to live comfortably in Grainger County, TN?
On the local median income of $50,538 ($4,212 a month before tax), the 50/30/20 rule leaves $2,106 a month for needs like rent, utilities and groceries, $1,263 for everything else and $842 for savings or debt. A two-bedroom at $941 takes 45% of the needs share.
How much is the electric bill in Grainger County, TN?
Homes in Tennessee paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.