Oregon · Census, HUD and BEA figures · Updated

Cost of Living in Grants Pass, OR

Prices around Grants Pass, OR run 2.2% below the U.S. average (BEA, the metro area). The typical household there earns $59,646 a year, and HUD puts a two-bedroom at $1,363 a month. Keeping that rent under 30% of income takes about $54,520 a year.

Grants Pass, OR at a glance

Median household income

$59,646$4,971 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,363HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.8-2.2% · BEA, the metro area
Electricity16.3¢per kWh · EIA Residential OR
Population39,311Census ACS 5-year estimate

How much rent can you afford in Grants Pass, OR?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,363Monthly market rent
Share of gross income27.4%Recommended max: 30%
Annual income needed$54,520To meet the 30% standard
Max affordable rent$1,491At 30% of $59,646
0%30% (Affordability standard)100%
Compare against:

How much is rent in Grants Pass, OR? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Grants Pass, OR MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Grants Pass, OR, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$940$11,280$37,60018.9%
1-Bedroom Apartment$1,039$12,468$41,56020.9%
2-Bedroom ApartmentBenchmark$1,363$16,356$54,52027.4%
3-Bedroom Home$1,896$22,752$75,84038.1%
4-Bedroom Home$2,014$24,168$80,56040.5%

Rent in Grants Pass, OR, with the wage each unit needs →

What a typical income covers in Grants Pass, OR

The 50/30/20 rule applied to the local median of $59,646 a year ($4,971 a month before tax).

Needs (50%)$2,485/moRent ($1,363 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,491/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$994/moEmergency fund, retirement, paying down loans

What $59,646 leaves after Oregon taxes

Federal income tax, Social Security, Medicare and Oregon tax on the local median income. Change the salary to see yours.

$59,646
$20,000$120,000
Filing status:
Gross salary breakdown$59,646
Net 77%
Fed 8%
OR 7%
FICA 8%
Annual take-home$46,136After all taxes
Monthly deposit$3,845Estimated per month
Biweekly paycheck$1,774Every 2 weeks (26/yr)
Effective tax rate22.7%Total tax burden
Federal income tax$4,978 / yr
Oregon state income tax$3,969 / yr
FICA (Social Security & Medicare)$4,563 / yr

Living in Grants Pass, OR: common questions

What is the median household income in Grants Pass, OR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Grants Pass, OR is $59,646 per year (approximately $4,971 per month).

What is the average rent in Grants Pass, OR?

The closest official figure is HUD's Fair Market Rent for 2026: $940 for a studio, $1,039 for one bedroom, $1,363 for two, $1,896 for three and $2,014 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Grants Pass, OR expensive to live in?

Prices there run 2.2% below the U.S. average. BEA's regional price parity for the metro area is 97.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Grants Pass, OR?

To keep a $1,363 two-bedroom under 30% of gross income, a household needs about $54,520 a year, or $4,543 a month. That is 91% of what the typical household in Grants Pass, OR earns.

How much do you need to live comfortably in Grants Pass, OR?

On the local median income of $59,646 ($4,971 a month before tax), the 50/30/20 rule leaves $2,485 a month for needs like rent, utilities and groceries, $1,491 for everything else and $994 for savings or debt. A two-bedroom at $1,363 takes 55% of the needs share.

How much is the electric bill in Grants Pass, OR?

Homes in Oregon paid 16.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.