Colorado · Census, HUD and BEA figures · Updated

Cost of Living in Greeley, CO

Prices around Greeley, CO run 0.2% above the U.S. average (BEA, the metro area). The typical household there earns $69,881 a year, and HUD puts a two-bedroom at $1,563 a month. Keeping that rent under 30% of income takes about $62,520 a year.

Greeley, CO at a glance

Median household income

$69,881$5,823 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,563HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.2+0.2% · BEA, the metro area
Electricity17.1¢per kWh · EIA Residential CO
Population110,806Census ACS 5-year estimate

How much rent can you afford in Greeley, CO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,563Monthly market rent
Share of gross income26.8%Recommended max: 30%
Annual income needed$62,520To meet the 30% standard
Max affordable rent$1,747At 30% of $69,881
0%30% (Affordability standard)100%
Compare against:

How much is rent in Greeley, CO? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Greeley, CO MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Greeley, CO, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,171$14,052$46,84020.1%
1-Bedroom Apartment$1,238$14,856$49,52021.3%
2-Bedroom ApartmentBenchmark$1,563$18,756$62,52026.8%
3-Bedroom Home$2,174$26,088$86,96037.3%
4-Bedroom Home$2,590$31,080$103,60044.5%

Rent in Greeley, CO, with the wage each unit needs →

What a typical income covers in Greeley, CO

The 50/30/20 rule applied to the local median of $69,881 a year ($5,823 a month before tax).

Needs (50%)$2,912/moRent ($1,563 2-BR), utilities (~$154/mo), groceries, transit
Wants (30%)$1,747/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,165/moEmergency fund, retirement, paying down loans

What $69,881 leaves after Colorado taxes

Federal income tax, Social Security, Medicare and Colorado tax on the local median income. Change the salary to see yours.

$69,881
$25,000$140,000
Filing status:
Gross salary breakdown$69,881
Net 80%
Fed 9%
CO 3%
FICA 8%
Annual take-home$55,625After all taxes
Monthly deposit$4,635Estimated per month
Biweekly paycheck$2,139Every 2 weeks (26/yr)
Effective tax rate20.4%Total tax burden
Federal income tax$6,544 / yr
Colorado state income tax$2,366 / yr
FICA (Social Security & Medicare)$5,346 / yr

Living in Greeley, CO: common questions

What is the median household income in Greeley, CO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Greeley, CO is $69,881 per year (approximately $5,823 per month).

What is the average rent in Greeley, CO?

The closest official figure is HUD's Fair Market Rent for 2026: $1,171 for a studio, $1,238 for one bedroom, $1,563 for two, $2,174 for three and $2,590 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Greeley, CO expensive to live in?

Prices there run 0.2% above the U.S. average. BEA's regional price parity for the metro area is 100.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Greeley, CO?

To keep a $1,563 two-bedroom under 30% of gross income, a household needs about $62,520 a year, or $5,210 a month. That is 89% of what the typical household in Greeley, CO earns.

How much do you need to live comfortably in Greeley, CO?

On the local median income of $69,881 ($5,823 a month before tax), the 50/30/20 rule leaves $2,912 a month for needs like rent, utilities and groceries, $1,747 for everything else and $1,165 for savings or debt. A two-bedroom at $1,563 takes 54% of the needs share.

How much is the electric bill in Greeley, CO?

Homes in Colorado paid 17.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $154. Your bill depends mostly on heating and cooling.