Kentucky · Census, HUD and BEA figures · Updated

Cost of Living in Greenup County, KY

Prices around Greenup County, KY run 11.6% below the U.S. average (BEA, the metro area). The typical household there earns $60,751 a year, and HUD puts a two-bedroom at $973 a month. Keeping that rent under 30% of income takes about $38,920 a year.

Greenup County, KY at a glance

Median household income

$60,751$5,063 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$973HUD FY2026 Fair Market Rent
Price level (U.S. = 100)88.4-11.6% · BEA, the metro area
Electricity14.3¢per kWh · EIA Residential KY
Population35,501Census ACS 5-year estimate

How much rent can you afford in Greenup County, KY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$973Monthly market rent
Share of gross income19.2%Recommended max: 30%
Annual income needed$38,920To meet the 30% standard
Max affordable rent$1,519At 30% of $60,751
0%30% (Affordability standard)100%
Compare against:

How much is rent in Greenup County, KY? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Huntington-Ashland, WV-KY-OH HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Greenup County, KY, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$848$10,176$33,92016.8%
1-Bedroom Apartment$853$10,236$34,12016.8%
2-Bedroom ApartmentBenchmark$973$11,676$38,92019.2%
3-Bedroom Home$1,249$14,988$49,96024.7%
4-Bedroom Home$1,410$16,920$56,40027.9%

Rent in Greenup County, KY, with the wage each unit needs →

What a typical income covers in Greenup County, KY

The 50/30/20 rule applied to the local median of $60,751 a year ($5,063 a month before tax).

Needs (50%)$2,531/moRent ($973 2-BR), utilities (~$128/mo), groceries, transit
Wants (30%)$1,519/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,013/moEmergency fund, retirement, paying down loans

What $60,751 leaves after Kentucky taxes

Federal income tax, Social Security, Medicare and Kentucky tax on the local median income. Change the salary to see yours.

$60,751
$20,000$125,000
Filing status:
Gross salary breakdown$60,751
Net 81%
Fed 8%
KY 3%
FICA 8%
Annual take-home$48,985After all taxes
Monthly deposit$4,082Estimated per month
Biweekly paycheck$1,884Every 2 weeks (26/yr)
Effective tax rate19.4%Total tax burden
Federal income tax$5,110 / yr
Kentucky state income tax$2,009 / yr
FICA (Social Security & Medicare)$4,647 / yr

Living in Greenup County, KY: common questions

What is the median household income in Greenup County, KY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Greenup County, KY is $60,751 per year (approximately $5,063 per month).

What is the average rent in Greenup County, KY?

The closest official figure is HUD's Fair Market Rent for 2026: $848 for a studio, $853 for one bedroom, $973 for two, $1,249 for three and $1,410 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Greenup County, KY expensive to live in?

Prices there run 11.6% below the U.S. average. BEA's regional price parity for the metro area is 88.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Greenup County, KY?

To keep a $973 two-bedroom under 30% of gross income, a household needs about $38,920 a year, or $3,243 a month. That is 64% of what the typical household in Greenup County, KY earns.

How much do you need to live comfortably in Greenup County, KY?

On the local median income of $60,751 ($5,063 a month before tax), the 50/30/20 rule leaves $2,531 a month for needs like rent, utilities and groceries, $1,519 for everything else and $1,013 for savings or debt. A two-bedroom at $973 takes 38% of the needs share.

How much is the electric bill in Greenup County, KY?

Homes in Kentucky paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $128. Your bill depends mostly on heating and cooling.