Gregg County, TX at a glance
Median household income
$66,550$5,546 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Gregg County, TX?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Gregg County, TX? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Longview, TX HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,007 | $12,084 | $40,280 | 18.2% |
| 1-Bedroom Apartment | $1,013 | $12,156 | $40,520 | 18.3% |
| 2-Bedroom ApartmentBenchmark | $1,199 | $14,388 | $47,960 | 21.6% |
| 3-Bedroom Home | $1,606 | $19,272 | $64,240 | 29% |
| 4-Bedroom Home | $1,694 | $20,328 | $67,760 | 30.5% |
What a typical income covers in Gregg County, TX
The 50/30/20 rule applied to the local median of $66,550 a year ($5,546 a month before tax).
What $66,550 leaves after Texas taxes
Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Texas
Living in Gregg County, TX: common questions
What is the median household income in Gregg County, TX?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Gregg County, TX is $66,550 per year (approximately $5,546 per month).
What is the average rent in Gregg County, TX?
The closest official figure is HUD's Fair Market Rent for 2026: $1,007 for a studio, $1,013 for one bedroom, $1,199 for two, $1,606 for three and $1,694 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Gregg County, TX expensive to live in?
Prices there run 10.5% below the U.S. average. BEA's regional price parity for the metro area is 89.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Gregg County, TX?
To keep a $1,199 two-bedroom under 30% of gross income, a household needs about $47,960 a year, or $3,997 a month. That is 72% of what the typical household in Gregg County, TX earns.
How much do you need to live comfortably in Gregg County, TX?
On the local median income of $66,550 ($5,546 a month before tax), the 50/30/20 rule leaves $2,773 a month for needs like rent, utilities and groceries, $1,664 for everything else and $1,109 for savings or debt. A two-bedroom at $1,199 takes 43% of the needs share.
How much is the electric bill in Gregg County, TX?
Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.