New Mexico · Census, HUD and BEA figures · Updated

Cost of Living in Guadalupe County, NM

Prices around Guadalupe County, NM run 7.8% below the U.S. average (BEA, New Mexico). The typical household there earns $42,750 a year, and HUD puts a two-bedroom at $973 a month. Keeping that rent under 30% of income takes about $38,920 a year.

Guadalupe County, NM at a glance

Median household income

$42,750$3,563 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$973HUD FY2026 Fair Market Rent
Price level (U.S. = 100)92.2-7.8% · BEA, New Mexico
Electricity15.1¢per kWh · EIA Residential NM
Population4,381Census ACS 5-year estimate

How much rent can you afford in Guadalupe County, NM?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$973Monthly market rent
Share of gross income27.3%Recommended max: 30%
Annual income needed$38,920To meet the 30% standard
Max affordable rent$1,069At 30% of $42,750
0%30% (Affordability standard)100%
Compare against:

How much is rent in Guadalupe County, NM? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Guadalupe County, NM, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Guadalupe County, NM, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$723$8,676$28,92020.3%
1-Bedroom Apartment$791$9,492$31,64022.2%
2-Bedroom ApartmentBenchmark$973$11,676$38,92027.3%
3-Bedroom Home$1,332$15,984$53,28037.4%
4-Bedroom Home$1,569$18,828$62,76044%

Rent in Guadalupe County, NM, with the wage each unit needs →

What a typical income covers in Guadalupe County, NM

The 50/30/20 rule applied to the local median of $42,750 a year ($3,563 a month before tax).

Needs (50%)$1,781/moRent ($973 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,069/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$713/moEmergency fund, retirement, paying down loans

What $42,750 leaves after New Mexico taxes

Federal income tax, Social Security, Medicare and New Mexico tax on the local median income. Change the salary to see yours.

$42,750
$15,000$90,000
Filing status:
Gross salary breakdown$42,750
Net 83%
Fed 7%
NM 2%
FICA 8%
Annual take-home$35,644After all taxes
Monthly deposit$2,970Estimated per month
Biweekly paycheck$1,371Every 2 weeks (26/yr)
Effective tax rate16.6%Total tax burden
Federal income tax$2,950 / yr
New Mexico state income tax$886 / yr
FICA (Social Security & Medicare)$3,270 / yr

Living in Guadalupe County, NM: common questions

What is the median household income in Guadalupe County, NM?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Guadalupe County, NM is $42,750 per year (approximately $3,563 per month).

What is the average rent in Guadalupe County, NM?

The closest official figure is HUD's Fair Market Rent for 2026: $723 for a studio, $791 for one bedroom, $973 for two, $1,332 for three and $1,569 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Guadalupe County, NM expensive to live in?

Prices there run 7.8% below the U.S. average. BEA's regional price parity for New Mexico is 92.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Guadalupe County, NM?

To keep a $973 two-bedroom under 30% of gross income, a household needs about $38,920 a year, or $3,243 a month. That is 91% of what the typical household in Guadalupe County, NM earns.

How much do you need to live comfortably in Guadalupe County, NM?

On the local median income of $42,750 ($3,563 a month before tax), the 50/30/20 rule leaves $1,781 a month for needs like rent, utilities and groceries, $1,069 for everything else and $713 for savings or debt. A two-bedroom at $973 takes 55% of the needs share.

How much is the electric bill in Guadalupe County, NM?

Homes in New Mexico paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.