Gulf County, FL at a glance
Median household income
$61,179$5,098 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Gulf County, FL?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Gulf County, FL? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Gulf County, FL, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,289 | $15,468 | $51,560 | 25.3% |
| 1-Bedroom Apartment | $1,297 | $15,564 | $51,880 | 25.4% |
| 2-Bedroom ApartmentBenchmark | $1,702 | $20,424 | $68,080 | 33.4% |
| 3-Bedroom Home | $2,041 | $24,492 | $81,640 | 40% |
| 4-Bedroom Home | $2,253 | $27,036 | $90,120 | 44.2% |
What a typical income covers in Gulf County, FL
The 50/30/20 rule applied to the local median of $61,179 a year ($5,098 a month before tax).
What $61,179 leaves after Florida taxes
Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Florida
Living in Gulf County, FL: common questions
What is the median household income in Gulf County, FL?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Gulf County, FL is $61,179 per year (approximately $5,098 per month).
What is the average rent in Gulf County, FL?
The closest official figure is HUD's Fair Market Rent for 2026: $1,289 for a studio, $1,297 for one bedroom, $1,702 for two, $2,041 for three and $2,253 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Gulf County, FL expensive to live in?
Prices there run 3.4% above the U.S. average. BEA's regional price parity for Florida is 103.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Gulf County, FL?
To keep a $1,702 two-bedroom under 30% of gross income, a household needs about $68,080 a year, or $5,673 a month. That is 111% of what the typical household in Gulf County, FL earns.
How much do you need to live comfortably in Gulf County, FL?
On the local median income of $61,179 ($5,098 a month before tax), the 50/30/20 rule leaves $2,549 a month for needs like rent, utilities and groceries, $1,529 for everything else and $1,020 for savings or debt. A two-bedroom at $1,702 takes 67% of the needs share.
How much is the electric bill in Gulf County, FL?
Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.