Habersham County, GA at a glance
Median household income
$67,309$5,609 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Habersham County, GA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Habersham County, GA? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Habersham County, GA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $850 | $10,200 | $34,000 | 15.2% |
| 1-Bedroom Apartment | $855 | $10,260 | $34,200 | 15.2% |
| 2-Bedroom ApartmentBenchmark | $1,018 | $12,216 | $40,720 | 18.1% |
| 3-Bedroom Home | $1,357 | $16,284 | $54,280 | 24.2% |
| 4-Bedroom Home | $1,363 | $16,356 | $54,520 | 24.3% |
Rent in Habersham County, GA, with the wage each unit needs →
What a typical income covers in Habersham County, GA
The 50/30/20 rule applied to the local median of $67,309 a year ($5,609 a month before tax).
What $67,309 leaves after Georgia taxes
Federal income tax, Social Security, Medicare and Georgia tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Georgia
Living in Habersham County, GA: common questions
What is the median household income in Habersham County, GA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Habersham County, GA is $67,309 per year (approximately $5,609 per month).
What is the average rent in Habersham County, GA?
The closest official figure is HUD's Fair Market Rent for 2026: $850 for a studio, $855 for one bedroom, $1,018 for two, $1,357 for three and $1,363 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Habersham County, GA expensive to live in?
Prices there run 3.7% below the U.S. average. BEA's regional price parity for Georgia is 96.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Habersham County, GA?
To keep a $1,018 two-bedroom under 30% of gross income, a household needs about $40,720 a year, or $3,393 a month. That is 60% of what the typical household in Habersham County, GA earns.
How much do you need to live comfortably in Habersham County, GA?
On the local median income of $67,309 ($5,609 a month before tax), the 50/30/20 rule leaves $2,805 a month for needs like rent, utilities and groceries, $1,683 for everything else and $1,122 for savings or debt. A two-bedroom at $1,018 takes 36% of the needs share.
How much is the electric bill in Habersham County, GA?
Homes in Georgia paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.