Nebraska · Census, HUD and BEA figures · Updated

Cost of Living in Hamilton County, NE

Prices around Hamilton County, NE run 9.9% below the U.S. average (BEA, Nebraska). The typical household there earns $83,994 a year, and HUD puts a two-bedroom at $961 a month. Keeping that rent under 30% of income takes about $38,440 a year.

Hamilton County, NE at a glance

Median household income

$83,994$7,000 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$961HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.1-9.9% · BEA, Nebraska
Electricity13.3¢per kWh · EIA Residential NE
Population9,464Census ACS 5-year estimate

How much rent can you afford in Hamilton County, NE?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$961Monthly market rent
Share of gross income13.7%Recommended max: 30%
Annual income needed$38,440To meet the 30% standard
Max affordable rent$2,100At 30% of $83,994
0%30% (Affordability standard)100%
Compare against:

How much is rent in Hamilton County, NE? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Hamilton County, NE, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Hamilton County, NE, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$666$7,992$26,6409.5%
1-Bedroom Apartment$824$9,888$32,96011.8%
2-Bedroom ApartmentBenchmark$961$11,532$38,44013.7%
3-Bedroom Home$1,337$16,044$53,48019.1%
4-Bedroom Home$1,594$19,128$63,76022.8%

Rent in Hamilton County, NE, with the wage each unit needs →

What a typical income covers in Hamilton County, NE

The 50/30/20 rule applied to the local median of $83,994 a year ($7,000 a month before tax).

Needs (50%)$3,500/moRent ($961 2-BR), utilities (~$119/mo), groceries, transit
Wants (30%)$2,100/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,400/moEmergency fund, retirement, paying down loans

What $83,994 leaves after Nebraska taxes

Federal income tax, Social Security, Medicare and Nebraska tax on the local median income. Change the salary to see yours.

$83,994
$30,000$170,000
Filing status:
Gross salary breakdown$83,994
Net 77%
Fed 11%
NE 4%
FICA 8%
Annual take-home$64,978After all taxes
Monthly deposit$5,415Estimated per month
Biweekly paycheck$2,499Every 2 weeks (26/yr)
Effective tax rate22.6%Total tax burden
Federal income tax$9,649 / yr
Nebraska state income tax$2,942 / yr
FICA (Social Security & Medicare)$6,426 / yr

Living in Hamilton County, NE: common questions

What is the median household income in Hamilton County, NE?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Hamilton County, NE is $83,994 per year (approximately $7,000 per month).

What is the average rent in Hamilton County, NE?

The closest official figure is HUD's Fair Market Rent for 2026: $666 for a studio, $824 for one bedroom, $961 for two, $1,337 for three and $1,594 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Hamilton County, NE expensive to live in?

Prices there run 9.9% below the U.S. average. BEA's regional price parity for Nebraska is 90.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Hamilton County, NE?

To keep a $961 two-bedroom under 30% of gross income, a household needs about $38,440 a year, or $3,203 a month. That is 46% of what the typical household in Hamilton County, NE earns.

How much do you need to live comfortably in Hamilton County, NE?

On the local median income of $83,994 ($7,000 a month before tax), the 50/30/20 rule leaves $3,500 a month for needs like rent, utilities and groceries, $2,100 for everything else and $1,400 for savings or debt. A two-bedroom at $961 takes 27% of the needs share.

How much is the electric bill in Hamilton County, NE?

Homes in Nebraska paid 13.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $119. Your bill depends mostly on heating and cooling.