Oregon · Census, HUD and BEA figures · Updated

Cost of Living in Harney County, OR

Prices around Harney County, OR run 3.4% above the U.S. average (BEA, Oregon). The typical household there earns $55,208 a year, and HUD puts a two-bedroom at $1,008 a month. Keeping that rent under 30% of income takes about $40,320 a year.

Harney County, OR at a glance

Median household income

$55,208$4,601 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,008HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.4+3.4% · BEA, Oregon
Electricity16.3¢per kWh · EIA Residential OR
Population7,499Census ACS 5-year estimate

How much rent can you afford in Harney County, OR?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,008Monthly market rent
Share of gross income21.9%Recommended max: 30%
Annual income needed$40,320To meet the 30% standard
Max affordable rent$1,380At 30% of $55,208
0%30% (Affordability standard)100%
Compare against:

How much is rent in Harney County, OR? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Harney County, OR, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Harney County, OR, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$701$8,412$28,04015.2%
1-Bedroom Apartment$768$9,216$30,72016.7%
2-Bedroom ApartmentBenchmark$1,008$12,096$40,32021.9%
3-Bedroom Home$1,402$16,824$56,08030.5%
4-Bedroom Home$1,691$20,292$67,64036.8%

Rent in Harney County, OR, with the wage each unit needs →

What a typical income covers in Harney County, OR

The 50/30/20 rule applied to the local median of $55,208 a year ($4,601 a month before tax).

Needs (50%)$2,300/moRent ($1,008 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,380/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$920/moEmergency fund, retirement, paying down loans

What $55,208 leaves after Oregon taxes

Federal income tax, Social Security, Medicare and Oregon tax on the local median income. Change the salary to see yours.

$55,208
$20,000$115,000
Filing status:
Gross salary breakdown$55,208
Net 78%
Fed 8%
OR 7%
FICA 8%
Annual take-home$42,912After all taxes
Monthly deposit$3,576Estimated per month
Biweekly paycheck$1,650Every 2 weeks (26/yr)
Effective tax rate22.3%Total tax burden
Federal income tax$4,445 / yr
Oregon state income tax$3,628 / yr
FICA (Social Security & Medicare)$4,223 / yr

Living in Harney County, OR: common questions

What is the median household income in Harney County, OR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Harney County, OR is $55,208 per year (approximately $4,601 per month).

What is the average rent in Harney County, OR?

The closest official figure is HUD's Fair Market Rent for 2026: $701 for a studio, $768 for one bedroom, $1,008 for two, $1,402 for three and $1,691 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Harney County, OR expensive to live in?

Prices there run 3.4% above the U.S. average. BEA's regional price parity for Oregon is 103.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Harney County, OR?

To keep a $1,008 two-bedroom under 30% of gross income, a household needs about $40,320 a year, or $3,360 a month. That is 73% of what the typical household in Harney County, OR earns.

How much do you need to live comfortably in Harney County, OR?

On the local median income of $55,208 ($4,601 a month before tax), the 50/30/20 rule leaves $2,300 a month for needs like rent, utilities and groceries, $1,380 for everything else and $920 for savings or debt. A two-bedroom at $1,008 takes 44% of the needs share.

How much is the electric bill in Harney County, OR?

Homes in Oregon paid 16.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.